If you are among over 500,000 people diagnosed with epilepsy then you might find it harder than most to find a cheap travel insurance quote.
Epilepsy is caused by unusually intense electrical activity in the brain. This disrupts brain activity causing seizures (or epileptic fits), the severity and symptoms of which vary depending upon the type of epilepsy. Typically diagnosed in childhood it may be inherited or caused by a brain injury, stroke or tumour. It is not necessarily a life-long condition. Treatment is focused on controlling seizures using anti-epileptic drugs although sometimes surgery or stimulation of the brain or a cranial nerve is appropriate.
Yes, it is very important that when applying for travel insurance you declare if you have epilepsy and any other pre-existing health conditions. If you do not fully declare or do not tell the truth about your medical history then it is possible your insurer will refuse to settle any future claim you may make on your policy. Without insurance you may be liable for the cost of any emergency medical treatment you may require whilst travelling.
No. If you have epilepsy then you are protected by equality and discrimination laws which means insurers must treat you fairly and provide travel insurance. The law does allow for them to perhaps limit the cover they provide you and/or to charge you a higher. Thankfully a specialist like Fish can offer experience and expertise in sourcing competitively priced travel insurance for people with pre-existing medical conditions.
Covers a wide range of pre-existing medical conditions
No age limit*
Single and annual multi-trip cover
24/7 emergency assistance
Covers emergency replacement of prescription medicines
Provides cover for a replacement carer
Protects mobility and disability equipment, providing replacement equipment in the event of a loss
Alternative accommodation cover
Friendly UK-based claims service and specialist medical assistance
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*Applies to Fish Plus One and Fish Plus Two policies only