If you have Coronary Artery Disease and need travel insurance, we may be able to help!
Remember
- Tell your insurer about any pre-existing medical conditions to make sure you’re fully covered
- Consider covering everyone travelling in your party in case you have to cancel
- Take a copy of your travel insurance documents with you
If you’re among some 2.3 million people in the UK diagnosed with coronary artery disease (or coronary heart disease) then you might find it hard going getting a cheap travel insurance quote. This is true for many people with pre-existing health conditions which on many policies may be excluded from cover or attract high premiums.
However you’ll find that because we are a specialist insurance company, AllClear Travel Insurance can help people with coronary heart disease and other cardiac complaints source competitively priced travel insurance.
What is coronary artery disease?
Coronary artery disease (also known as coronary heart disease or ischaemic heart disease), occurs when the arteries that pump blood through the heart become narrowed by a build up of fatty deposits. This is known as atherosclerosis and affects the blood supply causing chest pain and discomfort that may spread to the back, arm and elsewhere. This is known as angina. If you have coronary heart disease you are at risk of suffering a heart attack (myocardial infarcation) if part of a fatty deposit dislodges and causes a blockage, permanently damaging heart muscle.
Do I need to declare cardiac artery disease as a pre-existing medical condition when buying travel insurance?
Yes, it is imperative that when getting a travel insurance quotation that you declare any pre existing medical condition you have. Your premium is determined by various risk factors and it is vital that you are open and honest. If you withhold information regarding your medical history then it is possible that you should you later seek to claim on your policy, your insurer may refuse it. In the event that you need emergency medical treatment and/or medical repatriation to the UK this could leave you facing sizeable bills.
Will having coronary artery disease prevent me from getting travel insurance?
As long as you are honest in declaring that you have coronary heart disease, then you should be able to secure travel insurance that covers the condition. By law insurers cannot refuse you insurance but they may impose restrictions or exclusions to your policy and charge you a higher premium than that for someone who does not have a pre existing health condition. At AllClear, because they are a specialist broker, we are able to help people with a range of cardiac complains find competitively priced travel insurance.
Information and support for people with coronary heart disease
The British Heart Foundation website is an excellent resource for anyone living with coronary artery disease or many other cardiac complaints such as cardiomyopathy, ischaemic and haemorrhagic strokes and Infective endocarditis. For more information on the symptoms, causes and treatments for coronary heart disease, see the NHS website.
AllClear take care of everything
Here at Fish Insurance, we’re proud to be working with travel experts AllClear Travel to provide you with cover for your next trip. AllClear’s team of experts will help find the cover you need at a price you’re comfy with. So if you’re planning your next break, all you have to do is decide where to visit first.
To get a quote or manage your policy call
Key benefits of AllClear’s cover*
- No age limits
- 1300+ conditions covered
- ‘Superior’ Covid cover** (includes return flight costs if you’re forced to stay due to Covid-19)
- Up to £15m medical emergency expenses cover
- 24/7 English-speaking medical emergency helpline
- Up to £25,000 for cancellation and cutting your trip short
- Up to £3,000 for your baggage
- Up to £500 travel delay cover
- Up to £1,000 optional cover for travel disruption
- Up to £2m personal liability cover
*All figures are per person and per trip
**Covid cover rated ‘Superior’ by a leading independent UK Consumer Champion in 2021
AllClear cover a range of pre-existing conditions
See what our customers are saying about Fish’s service
And we don’t stop there…
We’ve answered some of the questions you may have about Travel Insurance
-
QDo I need to declare when getting travel insurance if I have recently had a heart attack?
AYes. It’s always best to declare any conditions you’ve been diagnosed with when applying for travel insurance, including if you’ve had a heart attack. This ensures any medication you may be taking will be covered, as well as any emergency medical treatment you may need while you’re away.
-
QCan I travel by air with coronary artery disease?
AYes, many people with coronary artery disease are perfectly okay to travel by air. We’d suggest consulting your GP to check it would be okay for you. It’s important to let airport staff know about your coronary artery disease, just in case you have an emergency and need to receive medical treatment in the airport or whilst on your flight.
-
QWill coronary artery disease prevent me from getting travel insurance?
AHaving coronary artery disease shouldn’t stop you from getting travel insurance. The quote you will receive depends on the severity of your coronary artery disease, any medication you’re taking, and other conditions you may have.
-
QDo I need to declare coronary artery disease as a pre-existing medical condition?
AYes. It’s always best to declare any conditions you’ve been diagnosed with when applying for travel insurance, including coronary artery disease. This ensures any medication you may be taking will be covered, as well as any treatment for your coronary artery disease you need to seek while you’re away.
Sit back, relax and read our latest blog posts
Here you’ll find handy guides and top tips to help make the most of your break.
Accessible European Winter City Breaks
In winter, Europe can offer a unique experience when exploring the continent. Perhaps you’re thinking of taking a holiday later… Read More
Are Blue Badge Holders Exempt from Clean Air Zones, Low Emission Zones, and ULEZ?
Amidst all the increasing concerns about climate change, the UK is increasingly bringing in new strategies to tackle the big… Read More
Q&A: Travel insurance for Pre-Existing Medical Conditions
Purchasing the right travel insurance can be confusing. Especially if you have a pre-existing medical condition or are of a… Read More
How to plan for a disability-friendly holiday with your family
Planning a holiday for your family can be stressful enough even without considering accommodating a disability. Anyone should be able… Read More
Wheelchair-friendly beaches in the UK to visit this summer
It’s no mystery that British people love a beach day in the warm summer months at the best beaches in… Read More
