Cardiomyopathy Travel Insurance

Finding travel insurance that suits you and your budget can be difficult if you have been diagnosed with any of the four main forms of heart muscle disease. At Fish, we have over 40 years’ experience helping people find a policy that meets their individual needs. We can take care of everything for you, too.

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For a care-free travel insurance quote

call 0333 331 3770

Cardiomyopathy Travel Insurance


  • Tell your insurer about any pre-existing medical conditions to make sure you’re fully covered
  • Consider covering everyone travelling in your party in case you have to cancel
  • Take a copy of your travel insurance documents with you

If you have been diagnosed with any of the four main forms and wish to holiday abroad then you might be finding it difficult to source travel insurance you can afford, or that covers your heart muscle disease. Cardiomyopathy is among many pre-existing medical conditions which are not covered by popular ‘off-the-shelf’ travel insurance policies. Thankfully specialist brokers like Fish are experienced in sourcing effective, appropriate and competitively priced insurance for people with both short and long term (chronic) health conditions. Our insurance offers:

  • Single and annual multi-trip cover
  • 24/7 emergency assistance
  • Covers emergency replacement of prescription medicines

What is cardiomyopathy?

Cardiomyopathy is a generic term for a disease which prevent the heart working properly due to the hardening, thickening or distending of its muscles. It takes four main forms:
• Dilated cardiomyopathy – where the heart muscles have become stretched and therefore cannot efficiently pump blood. People with this condition are at greater risk of suffering heart failure.
• Restrictive cardiomyopathy – a rare condition which results in reduced blood flow as the heart is unable to properly fill with blood. It is caused when the heart’s walls harden and become inflexible.
• Arrhythmogenic right ventricular cardiomyopathy – a condition caused by the death of healthy heart muscle cells which are then not reproduced but replaced by fatty, stringy tissues. This results in the opposite to restrictive cardiomyopathy; the heart walls become thin and stretched and the organ is unable to effectively pump blood.
• Hypertrophic cardiomyopathy – where the chambers of the heart cannot hold enough blood to maintain normal function due to a thickening of their walls and enlargement of cells. Its impact varies with the condition sometimes asymptomatic, but it can be serious.

Do I need to declare cardiomyopathy as a pre-existing medical condition when buying travel insurance?

Yes. It is imperative that you are honest and declare your cardiomyopathy and any other pre existing heath conditions for which you have received a diagnosis. If you don’t then your insurer may choose to refuse to settle any claim you later make on the very travel insurance policy you bought to protect yourself whilst travelling.

Will having cardiomyopathy prevent me from getting travel insurance?

Whichever form of cardiomyopathy you have, you should still be able to buy travel insurance. You might find though that whilst insurers will offer you cover, it may exclude this condition, or they may charge you more for your policy than someone without such a pre-existing medical condition. However, because Fish is a specialist broker we are able to source effective and highly competitive travel insurance for people who have been diagnosed with a variety of cardiac complaints.

Information and support for people with cardiomyopathy

Advice, information and support specifically for those affected by cardiomyopathy, including specialist nursing, is provided by the charity Cardiomyopathy UK. For expert commentary on the causes, symptoms and treatments for cardiomyopathy, see the NHS website.

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We take care of everything

For over 40 years, we’ve been helping people travel around the world without worry. Our team of experts will help find the cover you need at a price you’re comfy with.
So if you have a disability or pre-existing condition and are planning your next break, all you have to do is decide where to visit first.

Get a quote now >

For a care-free travel insurance quote

call 0333 331 3770

Key benefits at a glance

  • No age limit*
  • Single and annual multi-trip cover
  • Alternative accommodation cover
  • Cruise cover
  • Friendly UK-based claims service and specialist medical assistance
  • Covers emergency replacement of prescription medicines
  • Provides cover for a replacement carer
  • Covers a wide range of pre-existing medical conditions
  • 24/7 emergency assistance
  • Protects mobility and disability equipment, providing replacement equipment in the event of a loss

*Applies to Fish Plus One and Fish Plus Two policies only

And we don’t stop there…

We’ve answered some of the questions you may have about our Travel Insurance.

  • QDo I need to declare any cardiomyopathy when getting travel insurance? AYes. It's always best to declare any conditions you've been diagnosed with when applying for travel insurance, including cardiomyopathy. This ensures any medication you may be taking will be covered, as well as any treatment for your cardiomyopathy you need to seek while you're away.
  • QWill having cardiomyopathy prevent me from getting travel insurance? AHaving cardiomyopathy shouldn't stop you from getting travel insurance. The quote you will receive depends on the severity of your cardiomyopathy, any medication you're taking, and other conditions you may have.
  • QCan I fly with cardiomyopathy? AYes, many people with cardiomyopathy are perfectly okay to travel abroad. We'd suggest consulting your GP to check it would be okay for you. If you need to bring extra luggage, most airports have services that will help you to transport your luggage around the airport, but make sure to let them know you're coming in advance. It's important to let the airline know about your cardiomyopathy so they can be prepared for your arrival and ensure they are prepared to carry out emergency medical treatment during the flight if necessary.
  • QCan I get travel insurance for cardiomyopathy? AYes, cardiomyopathy should not stop you being able to get travel insurance. The quote you will receive depends on any medication you're taking or other conditions you may have.

Travel Policy Documents

See all of our Disability and Pre-Existing Medical Conditions Travel Insurance policy documents here.

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