Cystic Fibrosis Travel Insurance

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Finding travel insurance can be difficult if you’ve been diagnosed with cystic fibrosis. Whether you’re getting away to explore, embark on an adventure or just relax in the sunshine, planning a holiday should be carefree. Here at Fish, we’re proud to be working with travel experts Ancile Insurance to help you find the right cover for your trip. Travel Insurance from Ancile ensures you’re covered for everything you need, while you get on with planning your adventure.

Get a quote from Ancile >

For a care-free travel insurance quote

call 0333 331 3770

Cystic Fibrosis Travel Insurance

Remember

  • Tell your insurer about any pre-existing medical conditions to make sure you’re fully covered
  • Consider covering everyone travelling in your party in case you have to cancel
  • Take a copy of your travel insurance documents with you

If you have cystic fibrosis you might be finding it difficult to find travel insurance for what is the UK’s most commonly inherited disorder. It is possible however, as specialists in travel insurance for people pre-existing medical conditions like Ancile will work hard to accommodate you. Ancile’s insurance offers:

  • Cover for single trips up to 94 days
  • 24-hour medical emergency support
  • Covers emergency replacement of prescription medicines

What is cystic fibrosis disease?

Cystic fibrosis is a genetic disorder which impacts the lungs and digestive system through abnormal production of sodium and chloride in the body’s cells. Affecting around 9,000 people its symptoms include persistent coughing and susceptibility to infections of the chest and lungs. There is no cure for CF so treatments are designed to minimise its impact. These can range from physiotherapy and dietary change through antibiotic and bronchodilatory medications and, in rare case, lung transplants.

Do I need to declare cystic fibrosis disease as a pre-existing medical condition when buying travel insurance?

Yes. As cystic fibrosis is an inherited disease you are born with it meaning you are classed for life as having a pre existing health condition. If you do not declare it when getting a travel insurance quote then should you later try to claim on your policy this might be refused by your insurer. Should you then fall ill you could find yourself liable for the emergency medical treatment costs and associated bills.

Will having cystic fibrosis disease prevent me from getting travel insurance?

Having cystic fibrosis shouldn’t stop you getting cover, it is a chronic condition which brings with it protection under disability discrimination laws. Whilst it is illegal for insurers to refuse insurance to people with cystic fibrosis they can choose to impose particular limits and exclusions or charge a higher premium than they would someone who does not have a pre-existing medical condition.  However Ancile, as an insurance company specialising in serving people with disabilities and chronic health issues, can arrange effective and highly competitive travel cover.

Information and support for people with cystic fibrosis

The Cystic Fibrosis Trust is the leading charity in the UK supporting people whose lives are affected by CF. It provides wide-ranging advice and information on the condition as well as offering practical support through welfare grants and a helpline (open 9am – 5pm weekdays on 020 3795 2184). The NHS also offers an overview of the symptoms, causes, diagnosis and treatment of cystic fibrosis.

Get a quote from Ancile >

Ancile take care of everything

Here at Fish Insurance, we’re proud to be working with travel experts Ancile Insurance to provide you with cover for your next trip. Ancile’s team of experts will help find the cover you need at a price you’re comfy with. So if you’re planning your next break, all you have to do is decide where to visit first.

Get a quote from Ancile >

For a care-free travel insurance quote

call 0333 331 3770

Key benefits of Ancile's cover

  • No age limits
  • Cover for single trips up to 94 days
  • Three levels of cover available
  • 24-hour medical emergency support
  • Medical expenses up to £10 million
  • Loss of medication up to £300
  • Cancellation up to £5,000*
  • Personal property up to £3,000*
  • Scheduled Airline Failure (insolvency cover) included
  • Travel Dispute Cover available

*Platinum policies only

And we don’t stop there…

We’ve answered some of the questions you may have about Travel Insurance.

  • QWill having cystic fibrosis disease prevent me from getting travel insurance? AHaving Cystic Fibrosis shouldn’t stop you getting travel insurance. Cystic Fibrosis is a chronic condition protected under disability discrimination laws, making it illegal for insurers to refuse cover solely because of your Cystic Fibrosis. However, insurers can impose particular limits and exclusions or charge a higher premium than they would someone who does not have a pre-existing medical condition. Fish Insurance, as an insurance company specialising in serving people with chronic health issues, should be able to arrange cover for you.
  • QWhat complications do I need to declare about my cystic fibrosis when getting travel insurance? AIt's important to answer all screening questions honestly to ensure you're protected by the right level of cover. It's important to declare if you have complications such as brittle bones or diabetes as a result of your Cystic Fibrosis. You should always declare any medications you're taking to ensure they will be replaced as part of your travel insurance should they be lost or stolen on your trip.
  • QCan I travel by air with cystic fibrosis? AYes, many people with Cystic Fibrosis are perfectly okay to travel by air. We'd suggest consulting your GP to check it would be okay for you. If you need to bring extra luggage, most airports have special services that will help you to transport your luggage around the airport, but make sure to let them know you're coming in advance. It's important if you need to take oxygen with you when you travel or other equipment that will need to be with you in the aircraft, rather than the hold, that you let the airline know in advance.
  • QCan I get travel insurance if I have Cystic Fibrosis? AYes, Cystic Fibrosis shouldn't stop you getting travel insurance. The quote you will receive depends on any medication you're taking, complications your Cystic Fibrosis has caused, or other conditions you may have.
  • QDoes travel insurance cover medications required for Cystic Fibrosis? AYes. Travel Insurance from Ancile covers the emergency replacement of prescription medications including those required for Cystic Fibrosis.
  • QI travel with a carer. What happens if they are taken ill? AAs one of the UK’s leading and longest established disability insurance specialist, we understand how many people depend on the services or a professional assistant or carer. For this reason, we are introducing customers to Ancile Insurance who can cover you for the emergency replacement of a carer should they be unable to support you through illness, accident, or injury.

Ancile cover a range of pre-existing conditions

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Travel Policy Documents

See all of Ancile’s Travel Insurance policy documents by clicking below. For documents relating to Fish Insurance policies taken out on or before 28th February 2019, click here.

View Ancile's policy wording >