Why choose this cover
- Standard contents cover, plus cover for a variety of disability aids
- Protection for manual wheelchairs and disability aids. (Mobility Scooters and Powered Wheelchairs require their own separate cover)
- Cover for oxygen maintained in the home
- Reimbursement of food delivery costs up to £250 if your wheelchair or mobility aid is unusable
- Loss or damage to contents belonging to visitors up to £250
- Optional 24-hour home emergency assistance cover available for an additional cost. This can cover costs of up to £500 for emergencies like burst pipes, but doesn’t cover day-to-day property maintenance
- Family legal protection up to £50,000 available for an additional cost
These are not the only benefits available with our Home Insurance. To find out more please read the relevant policy documentation. As with all insurance policies, limitations and exclusions apply. Please read the relevant policy documents for more information
See what our customers are saying about Fish’s service
Still got questions?
We’ve answered some of the queries you might have about our Home Insurance
QCan I get a voluntary security discount on my Home Insurance?
AFish Insurance can offer a voluntary security discount to many customers. The conditions for the discount involve things such as having certain locks on doors and windows. Please do ask about the discount when calling our team in order to see if you are eligible.
QI don’t know how much I need for my contents – what’s the average?
AThe quick answer is there is no average. What one person considers to be a lot could be considered as very little to another. It also depends on the size of your property. Our contents cover starts from £15,000 and can be increased to whatever you wish. The GoCompare website offers a useful Contents Insurance Calculator that may help you to estimate the amount of cover you need here.
QDo you offer Home Emergency cover?
AYes. Fish Insurance offer Home Emergency cover that can be added on to a Home Insurance policy for an additional premium. Home Emergency cover provides 24-hour assistance 365 days a year, providing up to £500 (including VAT) for emergency repairs in the event of:
- Burst pipes or sudden leakage
- Failure of domestic water mains or electricity supply
- Blocked drains or sewers
- Failure of your domestic heating system
- Inoperable toilet where no other toilet is available
- Failure of or damage to the property’s locks, doors or windows
- Failure of roofing, guttering or down-piping
- Infestation of pests
QDo you provide liability cover with your policies?
AYes. If you take out a Home Insurance policy with Fish Insurance, you will have liability cover as a property owner or occupier of up to £2,000,000.
QI have a hoist – would that come under buildings and contents cover?
AIf your hoist is permanently attached to the structure of the property, e.g. the ceiling, this comes under your Buildings cover. If your hoist is free-standing it would be classed under your Contents cover.
QDo you cover contents kept in an outbuilding?
AYes. Contents in outbuildings are covered against theft for up to £2,000 on Fish Insurance Home Insurance policies.
QI’m disabled but I don’t have any adaptations in the home – can you still cover me?
AYour home does not need to have disability adaptations to have cover from Fish Insurance.
QDoes Home Insurance cover adaptations in the home?
ABuildings cover from Fish Insurance is extended to cover ramps & handrails, stair lifts, bath lifts & chair lifts and adapted kitchen and bathroom fittings as standard.
QWhat’s the difference between standard accidental damage cover and extended accidental damage cover?
AHome Insurance automatically comes with a selected amount of accidental damage cover for certain items within the home. For example, buildings cover may include accidental damage for things like fixed glass, ceramic hobs, and sanitary wear. Contents cover may include accidental damage for things like audio, visual and desktop computer equipment. There’s also the option of paying for Extended Accidental Damage Cover for a wider range of coverage for something you may accidentally damage in the home. For example, Extended Accidental Damage Cover on your buildings insurance may cover you accidentally drilling through a pipe, while this cover on your contents insurance may cover you spilling paint on your carpet.
QDo you cover through the floor lifts?
AYes, we can offer warranty cover for many through-floor lifts. You can find out more information by clicking here.
Sit back, relax and read our blog
Here you’ll find handy guides and top tips
Helpful home adaptations for the warmer months
We discuss some of the steps you can take to battle the heat in these scorching summer months and allow you to feel comfortable in your own home. Read More
Tech trends in retirement and assisted living in 2022
Technology can help you or your loved one remain independent for a little longer. One of the following retirement and assisted living tech trends could be just what you are looking for to stay connected with loved ones and stay healthy. Read More
How to prevent accidents at home
As a disabled person, it is important to take precautions to prevent accidents from happening in your home. Fires are a common hazard for people with disabilities, as are slips and trips. In this blog, we will discuss the best ways to prevent accidents at home. Read More
Help with energy bills for those with disabilities
This guide covers some of the keyways to get help and support with your energy bills for your peace of mind. Read More
A guide to bath hoists & bath aids
Having a disability can often mean major changes to just about everything you do in your life, including things others take for granted like climbing the stairs or getting in and out of the bath. Luckily, there is an ever-increasing number of helpful aids and devices designed to solve these problems and make life easier. Read More