Crohn's Disease Travel Insurance

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Finding travel insurance can be difficult if you’ve been diagnosed with Crohn’s disease. At Fish, we have over 40 years’ experience helping people find a policy that meets their individual needs. We can take care of everything for you, too.

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For a care-free travel insurance quote

call 0333 331 3770

Crohn’s Disease Travel Insurance

Remember

  • Tell your insurer about any pre-existing medical conditions to make sure you’re fully covered
  • Consider covering everyone travelling in your party in case you have to cancel
  • Take a copy of your travel insurance documents with you

If you have been diagnosed with Crohn’s disease, then you could be struggling to find effective or affordable travel insurance. It is not, however, impossible, as specialists in travel insurance for people pre-existing medical conditions like Fish will work hard to accommodate you. Our insurance offers:

  • Single and annual multi-trip cover
  • 24/7 emergency assistance
  • Covers emergency replacement of prescription medicines

What is Crohn’s disease?

Crohn’s, one of the main forms of inflammatory bowel disease (IBD), causes inflammation and ulceration of the gastrointestinal tract. It most commonly affects the lower small intestine but can impact anywhere along the alimentary tract which runs from the mouth to the anus. People with Crohn’s can have problems digesting and absorbing nutrients and creating healthy stools. It is an incurable long-term, or chronic condition which may be treated with steroids, immunosuppressants or surgery to remove inflamed or ulcerated tissue.

Do I need to declare Crohn’s disease as a pre-existing medical condition when buying travel insurance?

Yes. Insurers ask you to declare any pre existing health conditions from which you suffer or have suffered within a specified time frame. If you do not advise your insurer when getting a travel insurance quote then should you later claim on your policy, it may be refused due to your non-disclosure. This could leave you personally liable for emergency medical bills and any other costs that might otherwise have been covered by your policy, such as medical repatriation.

Will having Crohn’s disease prevent me from getting travel insurance?

If you declare you have Crohn’s when taking out your policy then by law an insurer cannot refuse insurance as people with chronic health conditions are protected under disability legislation. They are, though, within their rights to place exclusions and limits on the cover they provide or to charge you a higher premium. You will find that Fish, as an insurance company specialising in serving people with disabilities and chronic health issues, can arrange effective and highly competitive travel cover.

Information and support for people with Crohn’s disease

Crohn’s & Colitis UK publishes this handy, informative and downloadable (PDF) guide with the charity’s wider website providing more extensive information and advice. For expert insight into the diagnosis, symptoms and treatment of Crohn’s disease, visit the NHS website’s guide.

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We take care of everything

For over 40 years, we’ve been helping people travel around the world without worry. Our team of experts will help find the cover you need at a price you’re comfy with.
So if you have a disability or pre-existing condition and are planning your next break, all you have to do is decide where to visit first.

Get a quote now >

For a care-free travel insurance quote

call 0333 331 3770

Key benefits at a glance

  • No age limit*
  • Single and annual multi-trip cover
  • Alternative accommodation cover
  • Cruise cover
  • Friendly UK-based claims service and specialist medical assistance
  • Covers emergency replacement of prescription medicines
  • Provides cover for a replacement carer
  • Covers a wide range of pre-existing medical conditions
  • 24/7 emergency assistance
  • Protects mobility and disability equipment, providing replacement equipment in the event of a loss

*Applies to Fish Plus One and Fish Plus Two policies only

And we don’t stop there…

We’ve answered some of the questions you may have about our Travel Insurance.

  • QDo I need to declare Crohn's disease or ulcerative colitis when getting travel insurance? AYes, you will need to disclose your condition when taking out travel insurance. If you don't advise your insurer that you have Crohn's disease and then find yourself having to claim on your policy, this could well be refused because of non-disclosure.
  • QWill Crohn's disease prevent me from being able to fly? AMany people with Crohn's disease and similar conditions still travel both in the UK and abroad. Having the condition shouldn't stop you from flying but before you leave, speak to your doctor about a flare-up plan. This will mean you know what to do if your IBD symptoms worsen while you are away.
  • QCan I get travel insurance when I have been diagnosed with Crohn's disease? AYes. If you declare you have Crohn’s when taking out your policy then by law an insurer cannot refuse insurance as people with chronic health conditions are protected under disability legislation. 
  • QIs inflammatory bowel disease something I need to declare when getting travel insurance? AYes, you will need to declare your condition but being diagnosed with Inflammatory bowel disease (IBS) should not prevent you from going on holiday or getting cover.
  • QDoes travel insurance cover medications required for Crohn's disease? AFish's Travel Insurance covers emergency replacement of prescription medicines which are required for Crohn's disease.
  • QWould stoma bag complications be covered by travel insurance? AIf you have complications with your stoma bag on holiday, providing you’ve declared it, you’ll be able to seek medical help for this.
  • QWill having Crohn's disease prevent me from getting travel insurance? AYou should still be able to get travel insurance in you have Crohn's disease. As long as you declare your condition/conditions correctly, you will be covered.

We cover a range of pre-existing conditions

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Travel Policy Documents

See all of our Disability and Pre-Existing Medical Conditions Travel Insurance policy documents here.

View our policy wording >