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Insurance from Fish Insurance
Our Manual Wheelchair Insurance cover is designed to ensure that if your manual wheelchair is stolen, damaged or involved in an accident it will be promptly repaired, or in certain circumstances, replaced. (Must be less than 2 years old.)
Backed by our prompt and professional service, our insurance also includes up to £2m liability cover. This protects you against any claims of negligence where it’s alleged that you have caused damage or injury to a third party or their property.
For a Manual Wheelchair Insurance quote
Key benefits at a glance
- Protects any driver
- Covers accidental damage, including fire and flood
- Covers theft and vandalism
- New-for-old replacement for wheelchairs under 2 years old for theft, and up to 3 years old for accidental damage claims. If you’re not the first owner of the wheelchair, claims will be settled on a market value basis instead
- Recovery costs to get you home in the event of a breakdown or accident. You pay your expenses upfront and claim them back later, up to £100 per incident and £200 per policy year maximum claim limit applies
- Up to £2 million personal and attendant liability cover in case of accidental damage to third parties or their property while using your wheelchair
- From only £25 annually*
*£25 price is subject to manual wheelchairs not exceeding £2500 in value.
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Still got questions?
We’ve answered some of the queries you might have about our Manual Wheelchair Insurance
QDo you provide me with the funds to hire a wheelchair whilst mine is being repaired?
AYes, if your wheelchair has been out of use for a week we will cover the cost of hiring alternative equipment.
QIf someone else uses my wheelchair are they covered?
AYes, the policy covers the wheelchair and whoever is using it – as long as they have your permission.
QWho do I call if I need to make a claim?
AIf you need to make a claim, please call us on 0333 331 3840 as soon as possible.
QAm I covered for punctures?
AIf you take out the optional Puncture Care policy offered when you take out Manual Wheelchair cover you will be covered for the cost of repairing a tyre puncture up to the policy limits.
QDo I have to insure my wheelchair?
AIt is not a legal requirement to insure your wheelchair. However it is wise to pay the small amount for insurance as manual wheelchairs are expensive and can be costly to fix.
QWill you replace my wheelchair if it is damaged beyond repair?
AWe offer new-for-old replacement if your wheelchair is stolen or damaged beyond repair.
QDoes the policy include third party liability?
AYes. Fish wheelchair insurance includes third party liability cover.
QIs my wheelchair covered if I go on holiday abroad?
AYes, your wheelchair is covered for loss or damage and third-party liability worldwide for up to 21 days. Third Party Liability cover in USA & Canada is excluded.
QDoes this policy cover accidental damage to my wheelchair?
AYes, this policy covers the cost of repairs or a replacement product following accident.
QI got my wheelchair through the NHS, is this covered?
AYes, our cover can offer protection for you and your NHS wheelchair.
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