Travel Insurance with Parkinson’s disease
- Tell your insurer about any pre-existing medical conditions to make sure you’re fully covered
- Consider covering everyone travelling in your party in case you have to cancel
- Take a copy of your travel insurance documents with you
If you’re among the estimated 130,000 UK residents thought to suffer from Parkinson’s disease you might not be finding it easy to source appropriate travel insurance. AllClear Insurance is a specialist provider of travel insurance and should be able to offer you the protection you need to ensure you’re adequately covered.
What is Parkinson’s disease?
Parkinson’s disease is a neurological condition caused when the brain fails to produce enough dopamine, a neurotransmitter that helps control movement and emotions. People with Parkinson can suffer symptoms such as tremors, slow body movements, depression and memory loss. It is a progressive condition and so symptoms are likely to become more pronounced over time. It is also incurable and so treatments are restricted to alleviating symptoms. These include medications and physiotherapy.
Do I need to declare Parkinson disease as a pre-existing medical condition when buying travel insurance?
Absolutely. If you are asked to declare pre existing health conditions you must do so otherwise your insurance may be invalid. If you are not asked to make such a declaration check the small print as it might say that the policy does not cover you for health problems for which you have already been diagnosed. Remember, if you travel without valid insurance you may be responsible for emergency medical treatment costs and other bills that a policy might otherwise have covered.
Will having Parkinson’s disease prevent me from getting travel insurance?
Having Parkinson’s shouldn’t stop you getting travel insurance. It is a long term, chronic condition and this affords you protection under anti-discrimination and equality legislation. Whilst this means that insurers are legally obliged to offer you insurance they may still choose to charge you more or place restrictions upon it. You should discover that a specialist like AllClear Insurance can source you highly competitive travel insurance that offers you appropriate protection.
Information and support for people who have Parkinson’s disease
AllClear take care of everything
Here at Fish Insurance, we’re proud to be working with travel experts AllClear Travel to provide you with cover for your next trip. AllClear’s team of experts will help find the cover you need at a price you’re comfy with. So if you’re planning your next break, all you have to do is decide where to visit first.
To get a quote or manage your policy call
Key benefits of AllClear’s cover*
- No age limits
- 1300+ conditions covered
- ‘Superior’ Covid cover** (includes return flight costs if you’re forced to stay due to Covid-19)
- Up to £15m medical emergency expenses cover
- 24/7 English-speaking medical emergency helpline
- Up to £25,000 for cancellation and cutting your trip short
- Up to £3,000 for your baggage
- Up to £500 travel delay cover
- Up to £1,000 optional cover for travel disruption
- Up to £2m personal liability cover
*All figures are per person and per trip
**Covid cover rated ‘Superior’ by a leading independent UK Consumer Champion in 2021
See what our customers are saying about Fish’s service
And we don’t stop there…
We’ve answered some of the questions you may have about Travel Insurance
QWill travel insurance cover late stage Parkinson’s disease?
AHaving late stage Parkinson’s disease shouldn’t necessarily stop you from getting travel insurance. The quote you will receive from AllClear Insurance depends on the severity of your Parkinson’s disease, any medication you’re taking, and other conditions you may have.
QWill Parkinson’s disease prevent me from getting travel insurance?
AHaving Parkinson’s disease shouldn’t stop you from getting travel insurance. The quote you will receive depends on the severity of your Parkinson’s disease, any medication you’re taking, and other conditions you may have.
QDo I need to declare Parkinson’s disease as a pre-existing medical condition?
AYes. It’s always best to declare any conditions you’ve been diagnosed with when applying for travel insurance, including Parkinson’s disease. This ensures any medication you may be taking will be covered, as well as any treatment for your Parkinson’s disease you need to seek while you’re away.
QWill travel insurance cover any need for medication for Parkinson’s disease?
AYes. Travel Insurance from AllClear covers the emergency replacement of prescription medications including those required for Parkinson’s disease.
QCan I travel abroad with Parkinson’s disease?
AYes, many people with Parkinson’s disease are perfectly okay to travel abroad. We’d suggest consulting your GP to check it would be okay for you. It’s important to ensure you’re covered by comprehensive travel insurance and that you declare your Parkinson’s disease as a pre-existing medical condition. This ensures that any medication you take will be covered, as well as any emergency medical treatment you may need while abroad.
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