Arthritis Travel Insurance

Finding travel insurance that suits you and your budget can be difficult if you suffer from arthritis. At Fish, we have over 40 years’ experience helping people find a policy that meets their individual needs. We can take care of everything for you, too.

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For a care-free travel insurance quote

call 0333 331 3770

Arthritis Travel Insurance


  • Tell your insurer about any pre-existing medical conditions to make sure you’re fully covered
  • Consider covering everyone travelling in your party in case you have to cancel
  • Take a copy of your travel insurance documents with you

If you’re among the 10m people estimated by the NHS who suffer from arthritis, you may be finding it difficult to find affordable or cheap travel insurance. However, specialist insurers such as Fish can offer you the protection you need. Our insurance offers:

  • Single and annual multi-trip cover
  • 24/7 emergency assistance
  • Covers emergency replacement of prescription medicines

As a company specialising in insurance for people with disabilities or pre-existing conditions, we are able to secure cover that is both affordable and effective, whether you suffer from one of the two of the most frequently diagnosed forms of the disease, osteoarthritis and rheumatoid arthritis, or less common types such as enteropathic arthritis, psoriatic arthritis or reactive arthritis.

What is arthritis?

Arthritis causes pain and inflammation in joints across the body but particularly the knees, hands, hips and spine and can restrict movement and cause muscle weakness and wasting. It can take over 100 forms but by far the most common is osteoarthritis which affects around eight million people in the UK.

Do I need to declare arthritis as a pre-existing medical condition when buying travel insurance?

Yes. It is important that you are honest and declare your arthritis together with any other pre-existing health conditions you may have. If you don’t then should you need to make a claim on your policy then your insurer may refuse to settle it if your failure to declare when taking out your travel insurance is deemed relevant.

Will having arthritis prevent me from getting travel insurance?

Whilst mainstream insurers will typically exclude arthritis from their policies, as a specialist broker Fish Insurance can help you find travel insurance which will cover you regardless of which type of arthritis you suffer. We can offer single trip, annual policies, European and Worldwide policies as well as travel insurance for over 65s.

Information and support for people with arthritis

You can learn more about the types and symptoms of arthritis on the NHS website and Arthritis Research UK.

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We take care of everything

For over 40 years, we’ve been helping people travel around the world without worry. Our team of experts will help find the cover you need at a price you’re comfy with.
So if you have a disability or pre-existing condition and are planning your next break, all you have to do is decide where to visit first.

Get a quote now >

For a care-free travel insurance quote

call 0333 331 3770

Key benefits at a glance

  • No age limit*
  • Single and annual multi-trip cover
  • Alternative accommodation cover
  • Cruise cover
  • Friendly UK-based claims service and specialist medical assistance
  • Covers emergency replacement of prescription medicines
  • Provides cover for a replacement carer
  • Covers a wide range of pre-existing medical conditions
  • 24/7 emergency assistance
  • Protects mobility and disability equipment, providing replacement equipment in the event of a loss

*Applies to Fish Plus One and Fish Plus Two policies only

And we don’t stop there…

We’ve answered some of the questions you may have about our Travel Insurance.

  • QIs there travel insurance for people with arthritis? AYes, pre-existing medical condition travel insurance from Fish Insurance covers those with diagnosed medical conditions like arthritis. Declaring your arthritis on your policy ensures that you'll be covered for any medical treatment relating to your arthritis you may need while you're away. Travel insurance from Fish includes cover for the replacement of prescription medications, protection for mobility and disability equipment, as well as 24/7 emergency assistance among other benefits.
  • QWould arthritis prevent me getting travel insurance? AHaving arthritis shouldn't stop you from getting travel insurance. The quote you will receive depends on the severity of your arthritis, any medication you're taking, and other conditions you may have.
  • QDoes travel insurance cover arthritis medication? AYes, travel insurance from Fish covers the emergency replacement of prescription medications, including those prescribed for arthritis.
  • QWill the climate affect arthritis? AIf you have arthritis, you'll probably have noticed that it feels worse or better in certain weather conditions. While there's no scientific evidence to support this, it's commonly believed that hot weather can improve symptoms while cold weather makes them worse.
  • QCan I fly with arthritis? AYes, many people with arthritis are perfectly okay to travel by air. We'd suggest consulting your GP to check it would be okay for you. If you have specific accessibility needs, make sure to let the airline know you're coming in advance. This will ensure your journey runs more smoothly.

Travel Policy Documents

See all of our Disability and Pre-Existing Medical Conditions Travel Insurance policy documents here.

View our policy wording >