Arthritis Travel Insurance

Finding travel insurance that suits you and your budget can be difficult if you suffer from arthritis. Whether you’re getting away to explore, embark on an adventure or just relax in the sunshine, planning a holiday should be carefree. Here at Fish, we’re proud to be working with travel experts AllClear Travel Insurance to help you find the right cover for your trip. Travel Insurance from AllClear ensures you’re covered for everything you need, while you get on with planning your adventure.

Get a quote from AllClear

If you have Arthritis and need travel insurance, we may be able to help!


  • Tell your insurer about any pre-existing medical conditions to make sure you’re fully covered
  • Consider covering everyone travelling in your party in case you have to cancel
  • Take a copy of your travel insurance documents with you

If you’re among the 10m people estimated by the NHS who suffer from arthritis, you may be finding it difficult to find affordable or cheap travel insurance. However, specialist insurers such as AllClear can offer you the protection you need.

As a company specialising in insurance for people with disabilities or pre-existing conditions, AllClear are able to secure cover that is both affordable and effective, whether you suffer from one of the two of the most frequently diagnosed forms of the disease, osteoarthritis and rheumatoid arthritis, or less common types such as enteropathic arthritis, psoriatic arthritis or reactive arthritis.

What is arthritis?

Arthritis causes pain and inflammation in joints across the body but particularly the knees, hands, hips and spine and can restrict movement and cause muscle weakness and wasting. It can take over 100 forms but by far the most common is osteoarthritis which affects around eight million people in the UK.

Do I need to declare arthritis as a pre-existing medical condition when buying travel insurance?

Yes. It is important that you are honest and declare your arthritis together with any other pre-existing health conditions you may have. If you don’t then should you need to make a claim on your policy then your insurer may refuse to settle it if your failure to declare when taking out your travel insurance is deemed relevant.

Will having arthritis prevent me from getting travel insurance?

Whilst mainstream insurers will typically exclude arthritis from their policies, as a specialist broker AllClear Insurance can help you find travel insurance which will cover you regardless of which type of arthritis you suffer. AllClear can offer single trip, annual policies, European and Worldwide policies as well as travel insurance for over 65s.

Information and support for people with arthritis

You can learn more about the types and symptoms of arthritis on the NHS website and Arthritis Research UK.

AllClear take care of everything

Here at Fish Insurance, we’re proud to be working with travel experts AllClear Travel to provide you with cover for your next trip. AllClear’s team of experts will help find the cover you need at a price you’re comfy with. So if you’re planning your next break, all you have to do is decide where to visit first.

To get a quote or manage your policy call

Key benefits of AllClear’s cover*

  • No age limits
  • 1300+ conditions covered
  • ‘Superior’ Covid cover** (includes return flight costs if you’re forced to stay due to Covid-19)
  • Up to £15m medical emergency expenses cover
  • 24/7 English-speaking medical emergency helpline
  • Up to £25,000 for cancellation and cutting your trip short
  • Up to £3,000 for your baggage
  • Up to £500 travel delay cover
  • Up to £1,000 optional cover for travel disruption
  • Up to £2m personal liability cover

*All figures are per person and per trip

**Covid cover rated ‘Superior’ by a leading independent UK Consumer Champion in 2021

An image of a green suitcase on the top of a navy-blue suitcase.

Travel Policy Documents

See all of AllClear’s Travel Insurance policy documents by clicking below.

View Policy Wordings

And we don’t stop there…

We’ve answered some of the questions you may have about Travel Insurance

  • QCan I fly with arthritis?
    AYes, many people with arthritis are perfectly okay to travel by air. We’d suggest consulting your GP to check it would be okay for you. If you have specific accessibility needs, make sure to let the airline know you’re coming in advance. This will ensure your journey runs more smoothly.
  • QWill the climate affect arthritis?
    AIf you have arthritis, you’ll probably have noticed that it feels worse or better in certain weather conditions. While there’s no scientific evidence to support this, it’s commonly believed that hot weather can improve symptoms while cold weather makes them worse.
  • QDoes travel insurance cover arthritis medication?
    AYes, travel insurance from AllClear covers the emergency replacement of prescription medications, including those prescribed for arthritis.
  • QWould arthritis prevent me getting travel insurance?
    AHaving arthritis shouldn’t stop you from getting travel insurance. The quote you will receive depends on the severity of your arthritis, any medication you’re taking, and other conditions you may have.
  • QIs there travel insurance for people with arthritis?
    AYes, pre-existing medical condition travel insurance from AllClear Insurance covers those with diagnosed medical conditions like arthritis. Declaring your arthritis on your policy ensures that you’ll be covered for any emergency medical treatment you may need while you’re away. Travel insurance from AllClear includes cover for the replacement of prescription medications as well as 24/7 emergency assistance among other benefits.