Carer & Employer Insurance
We provide cover for those who employ carers and who work as carers.
Why should you choose
Fish Administration Ltd. are authorised and regulated by the Financial Conduct Authority
Providing specialist insurance for over 40 years
Specially-trained friendly staff, based here in the UK
One of the UK’s biggest disability and independent living insurance providers
Every policy we offer has been designed with our customers in mind
See what our customers are saying about Fish’s service
What our insurance means to you
If you’re an employer
If you’re employing a carer or personal assistant through direct payments, individual budgets or personal funds, it is a legal requirement for you to have Employers’ Liability Insurance in place.
This protects you in case the person that you’ve employed is injured or ill while they are working for you and they seek compensation against you.
If you’re a carer
Our Carer and Personal Assistant (PA) Insurance helps protect self-employed carers in areas such as Public Liability Insurance and personal accident cover.
This includes, but is not limited to: legal costs and expenses; accidental bodily injury.
Fish work closely with many local authorities, CCGs and support organisations. In doing so, we have built strong relationships with these partners and are proud to work with them.
Sit back, relax and read our blog
We’ve selected a number of articles you may find interesting
Employment law changes in 2024
Welcome to a new series of news updates and blogs from our partners, Peninsula. Peninsula is a Senior Employment Law Consultancy. They operate in HR, employment law and health and safety consultancy. Customers of our Protect independent living insurance products, can access their support via a 24-hour access to an Employment… Read More
Disability Friendly Festivals in the UK
Going to a festival is an incredible experience for anyone, embracing the beauty of music and coming together with people that have the same tastes as you. However, if you’re a member of the disabled community, you might find it difficult to find a festival that you can attend whilst… Read More
Wheelchair-friendly beaches in the UK to visit this summer
It’s no mystery that British people love a beach day in the warm summer months at the best beaches in the UK. There’s nothing better than visiting your closest beach on a sunny day with all your family without having to set foot on a plane. However, it isn’t always… Read More
How do I recruit a private PA or carer?
If you’ve decided that privately employing a carer or PA is right for you, you may be wondering about the next steps as you begin the recruitment process. At Fish Insurance, we understand that this process can seem daunting. And that sometimes it will take place in an emotionally challenging… Read More
PAYE, Insurance, Hours & Annual Leave for privately hiring carers
Wages, hours, leave, insurance – some of the ‘admin’ you’ll need to handle when privately employing a PA or carer. Below, you’ll find some information and sources for these tasks. They may seem daunting, but knowing what you need to do is almost half the job. Insurance for carers in… Read More