If you have had Cancer and need travel insurance, we may be able to help!
Remember
- Tell your insurer about any pre-existing medical conditions to make sure you’re fully covered
- Consider covering everyone travelling in your party in case you have to cancel
- Take a copy of your travel insurance documents with you
If you’re affected by cancer it can make it difficult for you to find appropriate travel insurance or, if you are offered cover, you might find the premiums expensive. It is an issue that has been widely reported after the charity Macmillan Cancer Support found that nearly 40% of people affected by cancer were quoted higher premiums with some refused.
Cancer is not covered by many mass market travel insurance policies but you’ll find AllClear Travel Insurance can arrange cover for people who are suffering or are in remission from various forms of the disease, such as breast cancer, lung cancer, prostate cancer and bowel cancer.
What is cancer?
Cancer is an invasive disease which attacks body tissue and organs when cells grow and reproduce at an abnormal rate. The last available statistics published by Cancer Research show that over 330,000 people in the UK were diagnosed with one of over 200 different types of cancer. Whilst the variety of cancers and allied symptoms, treatments and recovery rates is wide, over half of all diagnoses are for the four most types – breast, lung, prostate and bowel cancer.
Do I need to declare cancer as a pre-existing medical condition when buying travel insurance?
Yes. As with any pre existing health condition if you do not advise your insurer when getting a travel insurance quote then your cover may be invalid and a claim may be refused. Be open an honest and declare even if you have been in remission for some time.
Will having cancer prevent me from getting travel insurance?
It shouldn’t prevent you getting cover because legally insurers cannot refuse you if you have a disability, with the definition of disability embracing medical conditions like cancer. They can though impose conditions or charge you more. As a company specialising in travel insurance for people with pre-existing medical conditions and/or disabilities, AllClear Insurance can offer appropriate and competitively priced European Worldwide, single trip and annual travel insurance policies.
Information and support for people with cancer
Macmillan Cancer Research publishes a dedicated guide for people affected by cancer called Getting Travel Insurance whilst the NHS website provide an excellent overview of the disease, its signs, symptoms and risk factors.
AllClear take care of everything
Here at Fish Insurance, we’re proud to be working with travel experts AllClear Travel to provide you with cover for your next trip. AllClear’s team of experts will help find the cover you need at a price you’re comfy with. So if you’re planning your next break, all you have to do is decide where to visit first.
To get a quote or manage your policy call
Key benefits of AllClear’s cover*
- No age limits
- 1300+ conditions covered
- ‘Superior’ Covid cover** (includes return flight costs if you’re forced to stay due to Covid-19)
- Up to £15m medical emergency expenses cover
- 24/7 English-speaking medical emergency helpline
- Up to £25,000 for cancellation and cutting your trip short
- Up to £3,000 for your baggage
- Up to £500 travel delay cover
- Up to £1,000 optional cover for travel disruption
- Up to £2m personal liability cover
*All figures are per person and per trip
**Covid cover rated ‘Superior’ by a leading independent UK Consumer Champion in 2021
AllClear cover a range of pre-existing conditions
See what our customers are saying about Fish’s service
And we don’t stop there…
We’ve answered some of the questions you may have about Travel Insurance
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QIs it safe to travel by air with cancer?
AYes, many people with cancer are perfectly okay to travel abroad. We’d recommend, before booking your trip, consulting with your GP to check that you’re fit to fly. If you need to bring extra luggage, most airports have services that will help you to transport your luggage around the airport, but make sure to let them know you’re coming in advance. It’s important to let the airline know about your cancer so they can be prepared for your arrival and ensure they are prepared to carry out emergency medical treatment during the flight if necessary.
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QCan I get travel insurance if I’m waiting for chemotherapy?
AWaiting for chemotherapy shouldn’t necessarily stop you from getting travel insurance. The quote you will receive depends on the severity of your cancer, the treatment you’re due to receive, and other conditions you may have.
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QCan I get travel insurance if I’m waiting for radiotherapy?
AWaiting for radiotherapy shouldn’t necessarily stop you from getting travel insurance. The quote you will receive depends on the severity of your cancer, the treatment you’re due to receive, and other conditions you may have.
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QCan I get travel insurance if I have been diagnosed with cancer?
AYes, being diagnosed with cancer should not stop you being able to get travel insurance. The quote you will receive depends on the severity of your cancer, any treatment you’re receiving, and other conditions you may have.
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QDo I need to declare cancer as a pre-existing medical condition if I’ve been in remission for a while?
AYes. It’s always best to declare any conditions you’ve been diagnosed with when applying for travel insurance, including cancer even if you’re in remission. This any emergency treatment for cancer you need to seek while you’re away will be covered.
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QWill having cancer prevent me from getting travel insurance?
AHaving cancer shouldn’t stop you from getting travel insurance. The quote you will receive depends on the severity of your cancer, any treatment you’re receiving, and other conditions you may have.
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