Travel Insurance with seizures
- Tell your insurer about any pre-existing medical conditions to make sure you’re fully covered
- Consider covering everyone travelling in your party in case you have to cancel
- Take a copy of your travel insurance documents with you
If you suffer from seizures, finding effective and affordable travel insurance may be proving a little bit more difficult. Specialist insurers, like AllClear Insurance, can provide the solution you’re looking for.
What are seizures?
Seizures (also known as fits, convulsions or an attack) are most commonly caused by epilepsy, a disorder that affects electrical activity in the brain. When the transmission of electrical signals between the brain’s neurones are disrupted or issue in abnormally intense bursts, this causes seizures. Whilst the physical symptoms – involuntary and jerky movements – are the most apparent to external observers, they are not common to all forms of epileptic seizure with the conditional also able to affect emotions and memory.
Do I need to declare I have seizures as a pre-existing medical condition when buying travel insurance?
Yes. If you have a seizure when you are abroad you’ll want to be sure you can benefit from any emergency medical treatment necessary without having to worry about the bills. If you do not declare you have epilepsy, or that you will be travelling with a child who has had febrile seizures, then should you later need make a claim your insurer may refuse it. If not asked to declare, check the policy covers previously diagnosed medical complaints.
Will having seizures prevent me from getting travel insurance?
You shouldn’t be refused cover but you might find an insurer will ask you to pay a higher premium than someone with a “clean bill of health” or that restrictions or exclusions are placed on your policy. As many mass market policies are not geared up for people with pre-existing medical conditions it’s worth your while getting a quote from a specialist like AllClear which is experienced in this field. Such specialists may not be on price comparison sites.
Information and support for people who have seizures
AllClear take care of everything
Here at Fish Insurance, we’re proud to be working with travel experts AllClear Travel to provide you with cover for your next trip. AllClear’s team of experts will help find the cover you need at a price you’re comfy with. So if you’re planning your next break, all you have to do is decide where to visit first.
To get a quote or manage your policy call
Key benefits of AllClear’s cover*
- No age limits
- 1300+ conditions covered
- ‘Superior’ Covid cover** (includes return flight costs if you’re forced to stay due to Covid-19)
- Up to £15m medical emergency expenses cover
- 24/7 English-speaking medical emergency helpline
- Up to £25,000 for cancellation and cutting your trip short
- Up to £3,000 for your baggage
- Up to £500 travel delay cover
- Up to £1,000 optional cover for travel disruption
- Up to £2m personal liability cover
*All figures are per person and per trip
**Covid cover rated ‘Superior’ by a leading independent UK Consumer Champion in 2021
See what our customers are saying about Fish’s service
And we don’t stop there…
We’ve answered some of the questions you may have about Travel Insurance
QWill seizures prevent me from getting travel insurance?
AHaving seizures shouldn’t stop you from getting travel insurance. The quote you will receive depends on the severity of your seizures, any medication you’re taking, and other conditions you may have.
QWill travel insurance cover me if I have a seizure while abroad?
AYes, if you’ve declared your seizures when purchasing travel insurance this will ensure any medication you may be taking will be covered, as well as any emergency medical treatment for your seizures you may need while you’re away.
QWill I be able to get travel insurance if I have seizures?
AYes, seizures should not stop you being able to get travel insurance. The quote you will receive depends on any medication you’re taking or other conditions you may have.
QDo I need to declare if I have seizures when getting travel insurance?
AYes. It’s essential to declare any condition you’ve been diagnosed with when applying for travel insurance, including seizures. This ensures any medication you may be taking will be covered, as well as any emergency medical treatment you may need while you’re away.
QCan I travel by air if I suffer from seizures?
AYes, many people who have seizures are perfectly okay to travel by air. We’d suggest consulting your GP to check it would be okay for you. It’s important to let airport staff know about your seizures, just in case you have one and need to receive medical treatment in the airport or whilst on your flight.
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