Travel Insurance with epilepsy
Remember
- Tell your insurer about any pre-existing medical conditions to make sure you’re fully covered
- Consider covering everyone travelling in your party in case you have to cancel
- Take a copy of your travel insurance documents with you
If you are among over 500,000 people diagnosed with epilepsy then you might find it harder than most to find a cheap travel insurance quote. Specialist insurers, like AllClear, can offer you the cover you need.
What is epilepsy?
Epilepsy is caused by unusually intense electrical activity in the brain. This disrupts brain activity causing seizures (or epileptic fits), the severity and symptoms of which vary depending upon the type of epilepsy. Typically diagnosed in childhood it may be inherited or caused by a brain injury, stroke or tumour. It is not necessarily a life-long condition. Treatment is focused on controlling seizures using anti-epileptic drugs although sometimes surgery or stimulation of the brain or a cranial nerve is appropriate.
Do I need to declare epilepsy as a pre-existing medical condition when buying travel insurance?
Yes, it is very important that when applying for travel insurance you declare if you have epilepsy and any other pre existing health conditions. If you do not fully declare or do not tell the truth about your medical history then it is possible your insurer will refuse to settle any future claim you may make on your policy. Without insurance you may be liable for the cost of any emergency medical treatment you may require whilst travelling.
Will having epilepsy prevent me from getting travel insurance?
Having epilepsy won’t stop you getting travel insurance. If you have epilepsy then you are protected by equality and discrimination laws which means insurers must treat you fairly and provide travel insurance. The law does allow for them to perhaps limit the cover they provide you and/or to charge you a higher. Thankfully a specialist like AllClear can offer experience and expertise in sourcing competitively priced travel insurance for people with pre-existing medical conditions.
Information and support for people with epilepsy
The charity Epilepsy Action is a good port of call for information, advice, peer support and practical help, as is the ever comprehensive NHS website.
AllClear take care of everything
Here at Fish Insurance, we’re proud to be working with travel experts AllClear Travel to provide you with cover for your next trip. AllClear’s team of experts will help find the cover you need at a price you’re comfy with. So if you’re planning your next break, all you have to do is decide where to visit first.
To get a quote or manage your policy call
Key benefits of AllClear’s cover*
- No age limits
- 1300+ conditions covered
- ‘Superior’ Covid cover** (includes return flight costs if you’re forced to stay due to Covid-19)
- Up to £15m medical emergency expenses cover
- 24/7 English-speaking medical emergency helpline
- Up to £25,000 for cancellation and cutting your trip short
- Up to £3,000 for your baggage
- Up to £500 travel delay cover
- Up to £1,000 optional cover for travel disruption
- Up to £2m personal liability cover
*All figures are per person and per trip
**Covid cover rated ‘Superior’ by a leading independent UK Consumer Champion in 2021
AllClear cover a range of pre-existing conditions
See what our customers are saying about Fish’s service
And we don’t stop there…
We’ve answered some of the questions you may have about Travel Insurance
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QWould travel insurance cost more once diagnosed with epilepsy?
AThe cost of travel insurance takes into account any pre-existing conditions you may have, along with how severe they are and any treatment you may be receiving. If you have epilepsy, your travel insurance will probably cost more than someone of the same age with no pre-existing conditions, but it doesn’t mean the cost will be huge. It’s always worth contacting a specialist insurer such as AllClear that can help you to get the right cover at the right price.
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QDoes epilepsy prevent you from being able to get travel insurance?
AHaving epilepsy shouldn’t stop you from getting travel insurance. The quote you will receive depends on the severity of your epilepsy, any medication you’re taking, and other conditions you may have.
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QWill I still be able to get travel insurance with epilepsy?
AYes, epilepsy should not stop you being able to get travel insurance. The quote you will receive depends on any medication you’re taking or other conditions you may have.
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QWill I be able to travel by air with epilepsy?
AYes, many people with epilepsy are perfectly okay to travel by air. We’d suggest consulting your GP to check it would be okay for you. It’s important to let airport staff know about your epilepsy, just in case you have a seizure and need to receive medical treatment in the airport or whilst on your flight.
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QDo I need to declare epilepsy as a pre-existing medical condition?
AYes. It’s always best to declare any conditions you’ve been diagnosed with when applying for travel insurance, including epilepsy. This ensures any medication you may be taking will be covered, as well as any treatment for your epilepsy you need to seek while you’re away.
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