Breast Cancer Travel Insurance
- Tell your insurer about any pre-existing medical conditions to make sure you’re fully covered
- Consider covering everyone travelling in your party in case you have to cancel
- Take a copy of your travel insurance documents with you
If you have been diagnosed with, treated for, or are in remission from breast cancer then you might find it harder to find appropriate or cheap travel insurance. Indeed research by Macmillan Cancer Support found that nearly 40% of people affected by cancer were quoted more for their travel insurance – and some refused cover for the disease. However securing breast cancer travel insurance is not impossible thanks to specialists like AllClear who offer insurance for pre-existing medical conditions.
What is breast cancer?
Cancer is caused by abnormal reproduction of the body’s cells. Instead of reproducing to replace cells in the normal fashion, cells grow and reproduce at an abnormal, uncontrollable rate, creating tumours. A tumour in the breast will attack breast tissue and, in cases of invasive breast cancer can spread to other parts of the body. Invasive breast cancer is by far the most common form, accounting for around 80% of all the 50,000 cases diagnosed in the UK annually. Whilst a lump in the breast is an indicator of cancer, most breast lumps are benign although any change you notice in your breast should be checked by a doctor. Whilst women account for the vast majority of breast cancer cases, the disease can also affect men.
Do I need to declare breast cancer as a pre-existing medical condition when buying travel insurance?
Yes. If you do not declare you have any pre existing health condition you are putting yourself at risk when travelling as should you need make a claim on your travel insurance your insurer may refuse it. This would mean you would need any bills for emergency medical treatment and associated costs such medical repatriation to the UK, accommodation and so on.
Will having breast cancer prevent me from getting travel insurance?
It shouldn’t prevent you getting travel insurance, but it can make it harder and more expensive. A long term (chronic) medical condition is treated in law as a disability and so insurers cannot refuse you service. However they can impose restrictions – such as excluding cover for any conditions for which you’ve been diagnosed – or charge you a higher premium. Because AllClear is a disability insurance specialist, they are able to source effective and highly competitive pre-existing medical conditions insurance.
Information and support for people with breast cancer
AllClear take care of everything
Here at Fish Insurance, we’re proud to be working with travel experts AllClear Travel to provide you with cover for your next trip. AllClear’s team of experts will help find the cover you need at a price you’re comfy with. So if you’re planning your next break, all you have to do is decide where to visit first.
To get a quote or manage your policy call
Key benefits of AllClear’s cover*
- No age limits
- 1300+ conditions covered
- ‘Superior’ Covid cover** (includes return flight costs if you’re forced to stay due to Covid-19)
- Up to £15m medical emergency expenses cover
- 24/7 English-speaking medical emergency helpline
- Up to £25,000 for cancellation and cutting your trip short
- Up to £3,000 for your baggage
- Up to £500 travel delay cover
- Up to £1,000 optional cover for travel disruption
- Up to £2m personal liability cover
*All figures are per person and per trip
**Covid cover rated ‘Superior’ by a leading independent UK Consumer Champion in 2021
See what our customers are saying about Fish’s service
And we don’t stop there…
We’ve answered some of the questions you may have about Travel Insurance
QCan I wear a prosthesis when flying?
AYes, there’s no reason why you can’t wear your breast prosthesis/prostheses while flying. If you are selected to go into the body scanner when going through security, your breast prostheses will show up on body scanners. You might want to tell the security staff that you are wearing a breast prosthesis before being scanned. It may also be helpful for you to carry a letter from your GP or specialist team, confirming your situation.
QCan I travel abroad when waiting for breast cancer surgery?
AWaiting for breast cancer treatment shouldn’t necessarily stop you from getting travel insurance. The quote you will receive depends on the severity of your breast cancer, the treatment you’re due to receive, and other conditions you may have.
QCan I fly when I’ve had mastectomy?
AYes, many people that have had a mastectomy are perfectly okay to travel by air. We’d suggest consulting your GP to check it would be okay for you, especially if your mastectomy was performed recently or you experienced any complications.
QWill having breast cancer prevent me from getting travel insurance?
AHaving breast cancer shouldn’t stop you from getting travel insurance. The quote you will receive depends on the severity of your breast cancer, any treatment you’re receiving, and other conditions you may have.
QWhat information do I need to supply for travel insurance if I have been diagnosed with breast cancer?
AWhether you take out a travel insurance policy online or over the phone, you’ll need to go through a screening process where you declare a few details about your breast cancer. This will include questions about the severity of your breast cancer and any treatment you may be receiving.
QCan I get travel insurance with breast cancer?
AYes, being diagnosed with breast cancer should not stop you being able to get travel insurance. The quote you will receive depends on the severity of your breast cancer, any treatment you’re receiving, and other conditions you may have.
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