To help you make the best, most informed decision about your insurance needs we have made all of our full policy documents available to download – see right. We recommend you read these carefully, noting in particular any limits or exclusions that may apply. If you have any questions we would be happy to help – simply email us or call 0333 331 3770.

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All the PDF files below are available to view in increased/decreased font sizes by simply clicking on the + or – buttons on the top menu bar. When printing all our documents have been setup at A4 for your convenience.

Car Insurance

Car Insurance Policy – Incepted before 1st August 2017

Car Insurance Policy – Incepted after 1st August 2017

Car Insurance Policy – Incepted after 1st January 2018

Independent Living Insurance

Policy Wording – Basic Cover

Policy Wording – Full Cover

Policy Summary

Application Form

Mobility Scooter Insurance and Powered Wheelchair Insurance/Extended Warranty

Policy Wording – Mobility Lite Insurance

Policy Wording – Mobility Standard Insurance

Policy Wording – Mobility Extra Insurance

Policy Wording – Extended Warranty

Application Form

Manual Wheelchair Insurance

Application Form

Mobility Equipment Insurance & Warranty

Equipment Insurance Policy Wording

Equipment Warranty Policy Wording

Application Form

Travel Insurance

For a full list of our Travel Insurance policy wordings, please click here

Carer & Personal Assistant Insurance

Policy Wording

Application Form

Personal Health Budgets Insurance

Application Form

Prosthetic & Orthotic Devices Insurance

Policy Wording

Application Form

Chair Care Insurance

Policy Wording

Application Form

Adapted Home Insurance

Policy Wording

Fish Terms of Business

Terms of Business