Underactive Thyroid Travel Insurance

Finding travel insurance that suits you and your budget can be difficult if you’ve been diagnosed with an underactive thyroid. At Fish, we have over 40 years’ experience helping people find a policy that meets their individual needs. We can take care of everything for you, too.

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For a care-free travel insurance quote

call 0333 331 3770

Travel Insurance with an underactive thyroid


  • Tell your insurer about any pre-existing medical conditions to make sure you’re fully covered
  • Consider covering everyone travelling in your party in case you have to cancel
  • Take a copy of your travel insurance documents with you

If you’ve been diagnosed with an underactive thyroid, because you have a pre-existing medical condition, arranging travel insurance can be a bit more complicated. Luckily specialist insurance providers, such as Fish, can assist you in finding the right cover for you. Our insurance offers:

  • Single and annual multi-trip cover
  • 24/7 emergency assistance
  • Covers emergency replacement of prescription medicines

What is an underactive thyroid?

Your thyroid is a gland in your neck which secretes hormones into your blood stream which help control your metabolism. If you have hypothyroidism then it mean your thyroid is not producing enough of these hormones so your metabolism slows. This might cause a range of symptoms such as fatigue, constipation, weight gain, depression, reduced sex drive, cramps, hair loss and heavy or irregular menstrual. Disproportionately affecting women it is usually treated using hormone replacement medications.

Yes. It is important you are honest and fully disclose any health issues you have, including hypothyroidism. If you withhold information then it is possible you will invalidate your insurance and that your insurer may refuse to settle any claims. This could leave you responsible for settling bills that your policy would otherwise have covered, including those for emergency medical treatment, medically assisted transport to get you back to the UK and curtailment of your travel plans.

Do I need to declare if I have an underactive thyroid as a pre-existing medical condition when buying travel insurance?

Will having an underactive thyroid prevent me from getting travel insurance?

You should not be refused simply because you have hypothyroidism. However you may find that an insurer asks you to pay a higher premium than someone without an existing health issue. They may also choose to limit the cover that they offer. If you seek the services of a specialist intermediary like Fish they should be able to help you arrange appropriate and competitive travel insurance.

Information and support for people who have an underactive thyroid

Thyroid UK offers an array of information on the symptoms and causes of both hypothyroidism and hyperthyroidism (overactive thyroid), together with details of its own and independent support groups around the country. The British Thyroid Foundation is another excellent charity offering advice, support and resources whilst the trusty NHS website has plenty of information on the condition.

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We take care of everything

For over 40 years, we’ve been helping people travel around the world without worry. Our team of experts will help find the cover you need at a price you’re comfy with.
So if you have a disability or pre-existing condition and are planning your next break, all you have to do is decide where to visit first.

Get a quote now >

For a care-free travel insurance quote

call 0333 331 3770

Key benefits at a glance

  • No age limit*
  • Single and annual multi-trip cover
  • Alternative accommodation cover
  • Cruise cover
  • Friendly UK-based claims service and specialist medical assistance
  • Covers emergency replacement of prescription medicines
  • Provides cover for a replacement carer
  • Covers a wide range of pre-existing medical conditions
  • 24/7 emergency assistance
  • Protects mobility and disability equipment, providing replacement equipment in the event of a loss

*Applies to Fish Plus One and Fish Plus Two policies only

And we don’t stop there…

We’ve answered some of the questions you may have about our Travel Insurance.

  • QDo I need to declare if I have an underactive thyroid as a pre-existing medical condition? AYes. It's always best to declare any conditions you've been diagnosed with when applying for travel insurance, including underactive thyroid. This ensures any medication you may be taking will be covered, as well as any treatment for your underactive thyroid you need to seek while you're away.
  • QWill travel insurance cover my underactive thyroid medication? AYes. Travel Insurance from Fish covers the emergency replacement of prescription medications including those required for an underactive thyroid.
  • QIs there any way to prevent underactive thyroid flare ups while on holiday? AIt's important to continue to take any prescribed medication while you're on holiday. With travel insurance from Fish, you're covered for the emergency replacement of prescription medication. We'd recommend speaking to your GP in order to make sure you manage your condition in the best possible way while you're on holiday.
  • QWill underactive thyroid diagnosis prevent me from getting travel insurance? AHaving an underactive thyroid diagnosis shouldn't stop you from getting travel insurance. The quote you will receive depends on any medication you're taking, and other conditions you may have.

Travel Policy Documents

See all of our Disability and Pre-Existing Medical Conditions Travel Insurance policy documents here.

View our policy wording >