Osteoarthritis Travel Insurance

Finding travel insurance that suits you and your budget can be difficult if you have osteoarthritis. At Fish, we have over 40 years’ experience helping people find a policy that meets their individual needs. We can take care of everything for you, too.

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For a care-free travel insurance quote

call 0333 331 3770

Travel Insurance with osteoarthritis


  • Tell your insurer about any pre-existing medical conditions to make sure you’re fully covered
  • Consider covering everyone travelling in your party in case you have to cancel
  • Take a copy of your travel insurance documents with you

If you have osteoarthritis then, because you have a pre-existing medical condition, you may be finding it hard to get a cheap travel insurance quote. Using a specialist insurer, like Fish, can provide you with the solution you are looking for. Our insurance offers:

  • Single and annual multi-trip cover
  • 24/7 emergency assistance
  • Covers emergency replacement of prescription medicines

What is osteoarthritis?

Osteoarthritis is a form of arthritis that affects the joints. It causes the cartilage that usually ensures the smooth operation of joints to weaken which in turn causes thickening of the bones. The impact of this hardening can vary depending on how well the body reacts to it, but in severe cases the cartilage can disintegrate to such an extent that the bones rub together. Symptoms include joint stiffness, swelling and pain.

Do I need to declare osteoarthritis as a pre-existing medical condition when buying travel insurance?

Yes, if you have osteoarthritis, another form of arthritis or any pre-existing health condition you must declare this when taking out travel insurance. If you don’t you run the risk of invalidating your policy as your insurer may deem that non-disclosure is grounds for not honouring any claims you may make. This could see you responsible for the cost of emergency treatment you may need whilst abroad, as well as other cost such as medically assisted travel back to the UK.

Will having osteoarthritis prevent me from getting travel insurance?

You will be able to get travel insurance but beware that some policies’ small print will tell you that pre-existing medical conditions are excluded from cover. Others will provide cover but may charge you more and/or place restrictions on it. A specialist like Fish, which is experienced in helping people with health issues or disabilities, can assist you in sourcing effective and competitively priced travel insurance.

Information and support for people who have osteoarthritis

For a comprehensive guide to the causes, symptoms, treatments of arthritis, dietary advice and more, call by the Arthritis Research UK and NHS websites. Both are also good sources of information for other forms of arthritis such as gout, reactive and rheumatoid arthritis.

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We take care of everything

For over 40 years, we’ve been helping people travel around the world without worry. Our team of experts will help find the cover you need at a price you’re comfy with.
So if you have a disability or pre-existing condition and are planning your next break, all you have to do is decide where to visit first.

Get a quote now >

For a care-free travel insurance quote

call 0333 331 3770

Key benefits at a glance

  • No age limit*
  • Single and annual multi-trip cover
  • Alternative accommodation cover
  • Cruise cover
  • Friendly UK-based claims service and specialist medical assistance
  • Covers emergency replacement of prescription medicines
  • Provides cover for a replacement carer
  • Covers a wide range of pre-existing medical conditions
  • 24/7 emergency assistance
  • Protects mobility and disability equipment, providing replacement equipment in the event of a loss

*Applies to Fish Plus One and Fish Plus Two policies only

And we don’t stop there…

We’ve answered some of the questions you may have about our Travel Insurance.

  • QDo I need to declare osteoarthritis as a pre-existing medical condition? AYes. It's always best to declare any conditions you've been diagnosed with when applying for travel insurance, including osteoarthritis. This ensures any medication you may be taking will be covered, as well as any treatment for your osteoarthritis you need to seek while you're away.
  • QWill travel insurance cover any medication for osteoarthritis? AYes. Travel Insurance from Fish covers the emergency replacement of prescription medications including those required for osteoarthritis.
  • QCan I travel by air with osteoarthritis? AYes, many people with osteoarthritis are perfectly okay to travel by air. We'd suggest consulting your GP to check it would be okay for you. If you need assistance getting around the airport or onto the aircraft, make sure to let the airline know you're coming in advance.
  • QWill having osteoarthritis prevent me from getting travel insurance? AHaving osteoarthritis shouldn't stop you from getting travel insurance. The quote you will receive depends on the severity of your osteoarthritis, any medication you're taking, and other conditions you may have.
  • QCan I fly long haul with osteoarthritis? AYes, you can still travel long haul if you have osteoarthritis. However, it does mean you need to ensure you do not just sit still for the entire flight, as this could cause your joints to stiffen. Our tips are to keep your joints moving as much as possible, both in your seat and getting up for a stretch when cabin crew allow you to. If possible, try and book a seat with extra legroom to allow you to move your legs more freely when seated.

Travel Policy Documents

See all of our Disability and Pre-Existing Medical Conditions Travel Insurance policy documents here.

View our policy wording >