Travel Insurance With Muscular Dystrophy

Finding travel insurance that suits you and your budget can be difficult if you have muscular dystrophy. At Fish, we have over 40 years’ experience helping people find a policy that meets their individual needs. We can take care of everything for you, too.

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For a care-free travel insurance quote

call 0333 331 3770

Travel Insurance with muscular dystrophy

Remember

  • Tell your insurer about any pre-existing medical conditions to make sure you’re fully covered
  • Consider covering everyone travelling in your party in case you have to cancel
  • Take a copy of your travel insurance documents with you

If you have muscular dystrophy, are you finding it a little more difficult to find appropriate or low cost  travel insurance? Speaking to a specialist insurer, like Fish, can provide you with the insurance you require, covering both you and your condition. Our insurance offers:

  • Single and annual multi-trip cover
  • 24/7 emergency assistance
  • Covers emergency replacement of prescription medicines

What is muscular dystrophy?

Muscular dystrophy is an inherited and progressive muscle-wasting condition. Despite its singular title there are many different forms which can develop either in child or adulthood, with Duchenne muscular dystrophy being the most common diagnosed. The condition sees muscles progressively weaken and failing to repair, causing physical disability which worsens over time. Whilst it is incurable there are symptom-relieving medical treatments available as well as surgical options to correct postural changes and mobility assisting aids and therapies.

Do I need to declare muscular dystrophy as a pre-existing medical condition when buying travel insurance?

Yes, it is imperative that when applying for your travel insurance that you disclose that you have muscular dystrophy. If you do not declare any pre-existing health condition then it might you are not insured as your insurer may deem that your non-disclosure has invalidated your policy. This would mean that should you fall ill abroad you may need settle your own emergency medical bills and associated expenses such as medical repatriation by road, ferry and/or air if required.

Will having muscular dystrophy prevent me from getting travel insurance?

It would in fact be illegal under discrimination laws to refuse you insurance because as a chronic condition muscular dystrophy is classed as a disability. That’s not to say that an insurer might require you to pay more or that they place special restrictions on your policy. The good news that specialists like Fish are well versed in securing highly competitive travel insurance for people with muscular dystrophy and other pre-existing medical conditions.

Information and support for people who have muscular dystrophy

The charity Muscular Dystrophy UK makes advice and support available to the estimated 70,000 people in the UK who suffer from the disease, and those, such as carers, who are affected by it. Independent and expert commentary on the causes, symptoms and treatment of muscular dystrophies is also provided by the NHS.

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We take care of everything

For over 40 years, we’ve been helping people travel around the world without worry. Our team of experts will help find the cover you need at a price you’re comfy with.
So if you have a disability or pre-existing condition and are planning your next break, all you have to do is decide where to visit first.

Get a quote now >

For a care-free travel insurance quote

call 0333 331 3770

Key benefits at a glance

  • No age limit*
  • Single and annual multi-trip cover
  • Alternative accommodation cover
  • Cruise cover
  • Friendly UK-based claims service and specialist medical assistance
  • Covers emergency replacement of prescription medicines
  • Provides cover for a replacement carer
  • Covers a wide range of pre-existing medical conditions
  • 24/7 emergency assistance
  • Protects mobility and disability equipment, providing replacement equipment in the event of a loss

And we don’t stop there…

We’ve answered some of the questions you may have about our Travel Insurance.

  • QWill I be able to get travel insurance with muscular dystrophy? AYes, muscular dystrophy should not stop you being able to get travel insurance. The quote you will receive depends on any medication you're taking or other conditions you may have.
  • QDo I need to declare muscular dystrophy as a pre-existing medical condition? AYes. It's always best to declare any conditions you've been diagnosed with when applying for travel insurance, including muscular dystrophy. This ensures any medication you may be taking will be covered, as well as any treatment for your muscular dystrophy you need to seek while you're away.
  • QWill having muscular dystrophy prevent me from getting travel insurance? AHaving muscular dystrophy shouldn't stop you from getting travel insurance. The quote you will receive depends on the severity of your muscular dystrophy, any medication you're taking, and other conditions you may have.
  • QCan I get annual travel insurance if I have muscular dystrophy? AYes, muscular dystrophy should not stop you being able to get annual travel insurance cover. The quote you will receive depends on any medication you're taking or other conditions you may have. You'll need to make sure you keep your insurer informed if any of your medical circumstances change during your period of cover, otherwise you could find yourself on holiday without the right level of protection.
  • QWill travel insurance cover my wheelchair if I have muscular dystrophy? AYes, travel insurance from Fish Insurance protects mobility and disability equipment, such as wheelchairs, providing replacement equipment in the event of a loss. Our cover also includes baggage handler cover to protect your wheelchair while it's being handled by airport staff.
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Travel Policy Documents

See all of our Disability and Pre-Existing Medical Conditions Travel Insurance policy documents here.

View our policy wording >