Travel Insurance with hydrocephalus
Remember
- Tell your insurer about any pre-existing medical conditions to make sure you’re fully covered
- Consider covering everyone travelling in your party in case you have to cancel
- Take a copy of your travel insurance documents with you
If you have hydrocephalus, as you have been diagnosed with a pre-existing medical condition, you can find it harder to get travel insurance. AllClear Travel Insurance is a specialist provider of travel insurance and are well versed in providing cover for people with medical conditions.
What is hydrocephalus?
Hydrocephalus is when pressure is placed upon the brain due to a build up a cerebrospinal fluid. This fluid should protect, feed and remove waste from the brain but if it is unable to flow well between ventricles and outside of the brain to drain through the spinal cord, it collects, creating pressure on the brain which can cause nausea, headaches, poor vision and cause walking difficulties. It may be congenital or acquired. Most babies with spina bifida have hydrocephalus.
Do I need to declare hydropcephalus as a pre-existing medical condition when buying travel insurance?
Yes. Hydrocephalus is one of many pre-existing health conditions that insurers require people to declare when applying for travel insurance. A failure to declare your diagnosis could invalidate your insurance which would mean you would not be able to claim on your policy. Should you require emergency medical treatment you will then be required to meet what could be significant bills for your care and, if necessary, the cost of your medical repatriation to the UK.
Will having hydrocephalus prevent me from getting travel insurance?
Having hydrocephalus won’t stop you getting cover, but it might make it more difficult for you to get a cheap travel insurance quote. Because you have a pre-existing medical condition insurers may demand a higher premium and may place certain restrictions on your cover. You will still be able to secure highly competitive travel insurance to cover hydrocephalus from company like AllClear which specialises in sourcing cover for people with disabilities or health complaints.
Information and support for people with hydrocephalus
For information on all forms of hydrocephalus (congential, acquired and the rare normal pressure hydrocephalus) visit the Shine website. This charity helps and supports those whose lives are affected by hydrocephalus and spina bifida. You’ll also find plenty of information on the NHS website.
AllClear take care of everything
Here at Fish Insurance, we’re proud to be working with travel experts AllClear Travel to provide you with cover for your next trip. AllClear’s team of experts will help find the cover you need at a price you’re comfy with. So if you’re planning your next break, all you have to do is decide where to visit first.
To get a quote or manage your policy call
Key benefits of AllClear’s cover*
- No age limits
- 1300+ conditions covered
- ‘Superior’ Covid cover** (includes return flight costs if you’re forced to stay due to Covid-19)
- Up to £15m medical emergency expenses cover
- 24/7 English-speaking medical emergency helpline
- Up to £25,000 for cancellation and cutting your trip short
- Up to £3,000 for your baggage
- Up to £500 travel delay cover
- Up to £1,000 optional cover for travel disruption
- Up to £2m personal liability cover
*All figures are per person and per trip
**Covid cover rated ‘Superior’ by a leading independent UK Consumer Champion in 2021
AllClear cover a range of pre-existing conditions
See what our customers are saying about Fish’s service
And we don’t stop there…
We’ve answered some of the questions you may have about Travel Insurance
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QCan I fly abroad with hydrocephalus?
AYes, many people with hydrocephalus are perfectly okay to travel by air. We’d suggest consulting your GP to check it would be okay for you. If you need any assistance getting around the airport, it’s advisable that you let the airline know in advance so they can prepare for your arrival and have someone on hand to help you.
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QCan I get a cheap travel insurance quote with hydrocephalus?
AThe cost of travel insurance takes into account any pre-existing conditions you may have, along with how severe they are and any treatment you may be receiving. If you have hydrocephalus, your travel insurance will probably cost more than someone of the same age with no pre-existing conditions, but it doesn’t mean the cost will be huge. It’s always worth contacting a specialist insurer such as AllClear that can help you to get the right cover at the right price.
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QDo I need to bring any records with me while travelling with hydrocephalus?
AYes. It’s always advisable to take a brief medical history and list of medications you take with you. If you have a shunt, you may want to carry information about the type of shunt you have and where exactly it’s placed. It’s best to speak to your GP as they’ll be able to advise you of what information to take and what to do in an emergency.
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QWill hydrocephalus prevent me from getting travel insurance?
AHaving hydrocephalus shouldn’t stop you from getting travel insurance. The quote you will receive depends on the severity of your hydrocephalus, any medication you’re taking, and other conditions you may have.
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QDo I need to declare hydrocephalus as a pre-existing medical condition?
AYes. It’s always best to declare any conditions you’ve been diagnosed with when applying for travel insurance, including hydrocephalus. This ensures any medication you may be taking will be covered, as well as any treatment for your hydrocephalus you need to seek while you’re away.
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