Arrhythmia Travel Insurance
- Tell your insurer about any pre-existing medical conditions to make sure you’re fully covered
- Consider covering everyone travelling in your party in case you have to cancel
- Take a copy of your travel insurance documents with you
If you are trying to find travel insurance having previously been diagnosed with any one of the four main forms of arrhythmia, you might be going though a hard time. This is because with many policies pre-existing medical conditions can be excluded from cover or attract high premiums. As a company which specialises in sourcing travel insurance for medical conditions, AllClear can help you seek out cover for your ailments – and at a competitive price.
What is arrythmia?
Arrhythmia is when you heart adopts an abnormal rhythm, either beating too fast, too slow or irregularly. Its most frequently diagnosed form is atrial fibrillation (AF) which is a common cause of stroke. Symptoms of arrhythmia can include palpitations, dizziness, fainting, fatigue and shortness of breath. Treatments include medication, the fitting of a pacemaker or catheter and cardioversion, a procedure which restores the natural heart rhythm through electric shocks.
Do I need to declare if I have arrhythmia when buying travel insurance?
Yes. As with any pre existing health condition you must declare when getting a travel insurance quotation that you have arrhythmia otherwise your cover, or elements of it, may be rendered invalid. Should your condition be triggered whilst travelling then you may then find yourself liable for any medical bills and other costs which would otherwise be covered by your insurance. You should also take note of other policy limitations and exclusions such as the excessive intake of alcohol. This is of particular importance to arrhythmia sufferers as excess alcohol is a known trigger for the condition.
Will having an arrhythmia prevent me from getting travel insurance?
AllClear are able to offer you travel insurance which will cover you should your arrhythmia require you to receive emergency medical treatment whilst abroad and/or cause you to cancel or curtail your trip.
Information and support for people with arrhythmia
AllClear take care of everything
Here at Fish Insurance, we’re proud to be working with travel experts AllClear Travel to provide you with cover for your next trip. AllClear’s team of experts will help find the cover you need at a price you’re comfy with. So if you’re planning your next break, all you have to do is decide where to visit first.
To get a quote or manage your policy call
Key benefits of AllClear’s cover*
- No age limits
- 1300+ conditions covered
- ‘Superior’ Covid cover** (includes return flight costs if you’re forced to stay due to Covid-19)
- Up to £15m medical emergency expenses cover
- 24/7 English-speaking medical emergency helpline
- Up to £25,000 for cancellation and cutting your trip short
- Up to £3,000 for your baggage
- Up to £500 travel delay cover
- Up to £1,000 optional cover for travel disruption
- Up to £2m personal liability cover
*All figures are per person and per trip
**Covid cover rated ‘Superior’ by a leading independent UK Consumer Champion in 2021
See what our customers are saying about Fish’s service
And we don’t stop there…
We’ve answered some of the questions you may have about Travel Insurance
QCan I fly with arrhythmia?
AYes, many people with arrhythmia or a pacemaker are perfectly okay to travel by air. We’d suggest consulting your GP to check it would be okay for you. If you have a pacemaker containing metal, you may need a letter and pacemaker card from your GP to ensure you can pass easily through airport security.
QDo I need to tell travel insurance providers about having a pacemaker?
AYes. It’s always best to declare any conditions you’ve been diagnosed with when applying for travel insurance, including having a pacemaker fitted. This ensures any medication you may be taking will be covered, as well as any emergency medical treatment you may need while you’re away.
QCan I get travel insurance with arrhythmia?
AYes. Being diagnosed with arrhythmia should not stop you being able to get travel insurance. The quote you will receive depends on the severity of your arrhythmia, any treatment you’re receiving, and other conditions you may have.
QWill having an arrhythmia prevent me from getting travel insurance?
ABeing diagnosed with arrhythmia should not stop you being able to get travel insurance. The quote you will receive depends on the severity of your arrhythmia, any treatment you’re receiving, and other conditions you may have.
QDo I need to tell my travel insurance about arrhythmia?
AYes. It’s always best to declare any conditions you’ve been diagnosed with when applying for travel insurance, including arrhythmia. This ensures any medication you may be taking will be covered, as well as any emergency medical treatment you may need while you’re away.
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