Travel Insurance for Depression

Finding travel insurance can be difficult if you suffer with depression. At Fish, we have over 40 years’ experience helping people find a policy that meets their individual needs. We can take care of everything for you, too.

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For a care-free travel insurance quote

call 0333 331 3770

Travel Insurance with Depression


  • Tell your insurer about any pre-existing medical conditions to make sure you’re fully covered
  • Consider covering everyone travelling in your party in case you have to cancel
  • Take a copy of your travel insurance documents with you

Around 1 in 10 of us will suffer depression and if you’re among the many diagnosed it can cause problems getting a travel insurance quotation. It is possible however, to get the right cover for you, as specialists in travel insurance for people pre-existing medical conditions like Fish can accommodate your needs. Our insurance offers:

  • Single and annual multi-trip cover
  • 24/7 emergency assistance
  • Covers emergency replacement of prescription medicines

What is depression?

Depression is a clinical condition which can cause a wide range of symptoms including lethargy, insomnia, loss of appetite, difficulty concentrating, reduced sex drive, anxiety and tearfulness. It is frequently seen as an “invisible disability” due to a lack of understanding which confuses depression with “being a bit down” even though it is often a highly debilitating and persistent condition due to a lack of understanding. Treatments include cognitive behavioural and other therapies and SSRI – selective serotonin reuptake inhibitors.

Do I need to declare depression as a pre-existing medical condition when buying travel insurance?

Yes. Do not be afraid or embarrassed to disclose your diagnosis. It is important when applying for travel insurance that you fully disclose any pre existing health conditions you have and depression and related mental health issues such as anxiety are no exception. If you do not declare your illness then it may mean your travel insurance and that could leave you liable for any emergency medical treatment you may need whilst travelling.

Will having depression prevent me from getting travel insurance?

Having depression won’t stop you getting cover, although it is possible that some insurers may charge you more and/or place particular restrictions or limits upon your cover. Thankfully there are specialists like Fish who specifically focus on sourcing travel insurance for people with pre-existing medical conditions and employ specially trained staff who will not only seek out the best possible quote but treat you with courtesy and respect.

Information and support for people with depression

If you suffer from depression it is important that you seek help and understand as much as you can about this highly prevalent mental health condition. Both the Mental Health Foundation and mental health charity MIND provides useful information on mild and major depression and bi-polar disorder, as well as more practical support. See also the NHS website for symptoms, causes, treatments and advice on living with depression.

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We take care of everything

For over 40 years, we’ve been helping people travel around the world without worry. Our team of experts will help find the cover you need at a price you’re comfy with.
So if you have a disability or pre-existing condition and are planning your next break, all you have to do is decide where to visit first.

Get a quote now >

For a care-free travel insurance quote

call 0333 331 3770

Key benefits at a glance

  • No age limit*
  • Single and annual multi-trip cover
  • Alternative accommodation cover
  • Cruise cover
  • Friendly UK-based claims service and specialist medical assistance
  • Covers emergency replacement of prescription medicines
  • Provides cover for a replacement carer
  • Covers a wide range of pre-existing medical conditions
  • 24/7 emergency assistance
  • Protects mobility and disability equipment, providing replacement equipment in the event of a loss

*Applies to Fish Plus One and Fish Plus Two policies only

And we don’t stop there…

We’ve answered some of the questions you may have about our Travel Insurance.

  • QDo I need to declare a mental health issue when getting travel insurance? AYes. It's always best to declare any conditions you've been diagnosed with when applying for travel insurance, including mental health conditions. This ensures any medication you may be taking will be covered, as well as cutting your trip short or cancelling due to that mental health issue.
  • QWill having depression prevent me from getting travel insurance? AYou should still be able to get travel insurance if you have depression. Your quote will depend on the severity of your condition and what treatment you are receiving, if any.
  • QAre there any problems with travelling abroad with depression? AAs with any condition, this depends on the severity of your depression and treatment you are receiving, if any. It's always wise to speak with your GP in order to ensure you're okay to travel and have enough support while you're away, should you need it.
  • QCan I get travel insurance if I have depression? AYes, depression should not stop you being able to get travel insurance. The quote you will receive depends on any medication you're taking or other conditions you may have.

Travel Policy Documents

See all of our Disability and Pre-Existing Medical Conditions Travel Insurance policy documents here.

View our policy wording >