If you have been diagnosed with any of the four main forms and wish to holiday abroad then you might be finding it difficult to source travel insurance you can afford, or that covers your heart muscle disease.
Cardiomyopathy is a generic term for a disease which prevents the heart working properly due to the hardening, thickening or distending of its muscles. It takes four main forms: dilated cardiomyopathy, restrictive cardiomyopathy, arrhythmogenic right ventricular cardiomyopathy and hypertrophic cardiomyopathy.
Yes. It is imperative that you are honest and declare your cardiomyopathy and any other pre-existing heath conditions for which you have received a diagnosis. If you don’t then your insurer may choose to refuse to settle any claim you later make on the very travel insurance policy you bought to protect yourself whilst travelling.
No, whichever form of cardiomyopathy you have you should still be able to buy travel insurance. You might find though that whilst insurers will offer you cover, it may exclude this condition, or they may charge you more for your policy than someone without such a pre-existing medical condition. However, because Fish is a specialist broker we are able to source effective and highly competitive travel insurance for people who have been diagnosed with a variety of cardiac complaints.
Covers a wide range of pre-existing medical conditions
No age limit*
Single and annual multi-trip cover
24/7 emergency assistance
Covers emergency replacement of prescription medicines
Provides cover for a replacement carer
Protects mobility and disability equipment, providing replacement equipment in the event of a loss
Alternative accommodation cover
Friendly UK-based claims service and specialist medical assistance
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*Applies to Fish Plus One and Fish Plus Two policies only