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Travel Insurance with Asthma

Asthma affects the lives of around 5.4m people in the UK and yet it can be difficult for sufferers to source affordable travel insurance to cover this condition.

Travel Insurance with Asthma

  • More about Asthma
  • Who needs to know?
  • Can I get Insurance?
  • What is Asthma?

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    Asthma is a chronic condition which affects the airways, causing discomfort and breathing difficulties. Symptoms, which are often felt worse at night or in the early morning, include breathlessness, wheezing and a tightening of the chest which can increase in severity either gradually or suddenly to cause an “asthma attack”. Standard treatments include reliever and preventer inhalers which may in some cases be complemented by oral steroids, muscle relaxants and anti-inflammatories.

  • Do I need to declare Asthma as a pre-existing medical condition when buying travel insurance?

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    Yes. If you fail to declare that you have asthma when taking out your travel insurance then should you suffer an attack that requires medical attention and/or affects your travel arrangements then your insurer may refuse to settle your claim. This could leave you liable for potentially costly medical bills, fresh transport and accommodation arrangements and, in worst case scenarios, repatriation to the UK. It is therefore vital that you declare asthma to your insurer.

     

  • Will having Asthma prevent me from getting travel insurance?

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    No. You’ll find Fish can offer great value travel insurance to people with asthma and other health issues. We provide a specialist service to those who have pre-existing medical conditions, offering single trip and annual policies to people of all ages, including travel insurance for over 65s.

For a travel insurance quote call us on 0333 331 3902

Key benefits at a glance

Covers a wide range of pre-existing medical conditions

No age limit*

Single and annual multi-trip cover

24/7 emergency assistance

Covers emergency replacement of prescription medicines

Provides cover for a replacement carer

Protects mobility and disability equipment, providing replacement equipment in the event of a loss

Alternative accommodation cover

Cruise cover

Friendly UK-based claims service and specialist medical assistance

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Information and support

The NHS website is an excellent resource, providing information on the symptoms, causes, diagnosis and treatment of asthma. The charity Asthma UK also offers extensive practical advice.

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*Applies to Fish Plus One and Fish Plus Two policies only

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