Asthma affects the lives of around 5.4m people in the UK and yet it can be difficult for sufferers to source affordable travel insurance to cover this condition.
Asthma is a chronic condition which affects the airways, causing discomfort and breathing difficulties. Symptoms, which are often felt worse at night or in the early morning, include breathlessness, wheezing and a tightening of the chest which can increase in severity either gradually or suddenly to cause an “asthma attack”. Standard treatments include reliever and preventer inhalers which may in some cases be complemented by oral steroids, muscle relaxants and anti-inflammatories.
Yes. If you fail to declare that you have asthma when taking out your travel insurance then should you suffer an attack that requires medical attention and/or affects your travel arrangements then your insurer may refuse to settle your claim. This could leave you liable for potentially costly medical bills, fresh transport and accommodation arrangements and, in worst case scenarios, repatriation to the UK. It is therefore vital that you declare asthma to your insurer.
No. You’ll find Fish can offer great value travel insurance to people with asthma and other health issues. We provide a specialist service to those who have pre-existing medical conditions, offering single trip and annual policies to people of all ages, including travel insurance for over 65s.
Covers a wide range of pre-existing medical conditions
No age limit*
Single and annual multi-trip cover
24/7 emergency assistance
Covers emergency replacement of prescription medicines
Provides cover for a replacement carer
Protects mobility and disability equipment, providing replacement equipment in the event of a loss
Alternative accommodation cover
Friendly UK-based claims service and specialist medical assistance
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*Applies to Fish Plus One and Fish Plus Two policies only