Looking for travel insurance that caters for your disability or pre-existing medical condition? Struggling to get insured? Don’t panic, we are here to help.
Finding good and affordable holiday insurance for those with disabilities and pre-existing conditions can be a struggle. But don’t panic because our travel insurance policy is designed specifically to protect people of any age with disabilities and medical conditions.
Compare our travel insurance with standard policies and you’ll quickly see how it’s been designed with the needs of people with disabilities and medical conditions firmly in mind. You’ll see a range of benefits which demonstrate an understanding of what’s important and necessary to your peace of mind, especially when you’re away from home.
Covers a wide range of pre-existing medical conditions
No age limit*
Single and annual multi-trip cover
24/7 emergency assistance
Covers emergency replacement of prescription medicines
Provides cover for a replacement carer
Protects mobility and disability equipment, providing replacement equipment in the event of a loss
Alternative accommodation cover
Friendly UK-based claims service and specialist medical assistance
See all of our Disability and Pre-Existing Medical Conditions Travel Insurance policy documents here
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Why do I need a travel insurance medical policy?
We are aware that many people with disabilities or medical conditions often struggle to find suitable or affordable travel insurance. As a result, many choose to travel without declaring their disability or purchasing insurance at all, putting their health at risk and raising the possibility of huge medical bills. It is the firm advice of the government and tour operators that you do not travel without suitable insurance in place. We aim to ensure you can follow that advice by providing affordable travel insurance for most conditions and disabilities.
What disabilities and medical conditions affect travel insurance?
When applying for travel insurance, you will need to tell your insurer about any disabilities or medical conditions you may have. If you refuse to declare these conditions, and then need to make a claim as a result of them, your insurance could be invalid.
How much does travel insurance cost for people with medical conditions and disabilities?
This depends on several factors including what the disability or condition is, where you are looking to travel, and how long the cover is for. Here at Fish, we specialise in insurance for people with disabilities and pre-existing medical conditions. This means we have the expertise to always try to get you the right cover for the right price.
I travel with a carer. What happens if they are taken ill?
As one of the UK’s leading and longest established disability insurance specialist, we understand how many people depend on the services or a professional assistant or carer. For this reason, our policy will cover you for the emergency replacement of a carer should they be unable to support you through illness, accident, or injury.
I need travel insurance for my child who has a disability or medical condition. Will your policy cover them?
Our holiday insurance not only covers individuals, but can also cover children and families anywhere in the world.
What happens if I lose my prescription medication while travelling?
Our travel policy covers you for the emergency replacement of prescribed medication. Similarly, we will cover mobility and disability aids, including manual wheelchairs.
I had a heart attack. Will your policy cover me?
Even though you have a pre-existing medical condition, if your doctor has declared you fit to travel, we can cover you. Heart attacks (myocardial infarction) are among a range of cardiac conditions and related issues that our policy can cover. These include angina, high blood pressure, coronary heart disease, high cholesterol, ischaemic stroke, and haemorrhagic stroke. We can also cover you if you’ve had a stroke. Certain conditions and exclusions apply. Please read the policy wording for full terms and conditions.
I have diabetes. Will you be able to quote for travel insurance?
Both Type 1 and Type 2 diabetes are among the many pre-existing medical conditions which our travel insurance will cover.
I have cancer and require travel insurance. Can you help?
We provide travel insurance for cancer patients, including people with cancers in remission.
Is your travel insurance available for over 70s?
Yes, unlike many companies we can provide travel insurance for people of any age.
*Applies to Fish Plus One and Fish Plus Two policies only
Get a little friendly help from our travel insurance experts
0333 331 3770