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Mobility Scooter Insurance

Fish’s great value mobility scooter insurance is backed by over 40 years’ professional experience

Who Is this Policy for?

Disabled people or those with mobility issues who use mobility scooters or powered wheelchairs – particularly in public areas

Mobility scooter and powered wheelchair users who also have personal assistants or attendants

People who use mobility scooters or powered wheelchairs at home and/or when travelling abroad

Trusted by over 80,000 happy customers

For a quote call free on 0333 331 3770

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    this policy
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    'Extra' Cover
  • More about our mobility scooter policy

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    Fish’s great value mobility scooter insurance (and powered wheelchair insurance) is backed by over 35 years’ professional experience of serving disabled people and those with limited mobility. As a specialist in disability insurance we know just how important your mobility scooter is to your everyday life.

    That’s why we’ve designed a mobility insurance policy to help keep you and your scooter moving, whether at home here in the UK or when travelling further afield. It offers affordable insurance dedicated to protecting not just your mobility scooter, but you. It protects not only against accidental damage and theft, but negligence claims which may arise from use of your scooter. In addition, this policy provides you with a get-you-home allowance in the event of the loss or breakdown of your scooter.

    As well as insurance for mobility scooters we also provide great value mobility equipment insuranceClick here for more details of how to protect stairlifts, hoists and other mobility aids.

  • Why upgrade to 'Extra'?

    Learn more about our
    Mobility Extra Policy?

    Click here

    If you’re particularly worried about being left high and dry should your scooter suffer a breakdown or puncture then you might want to consider our new Mobility Extra policy. In addition to all the benefits you enjoy with our standard mobility scooter insurance, this also offers extended UK breakdown cover. This will ensure that you are rescued and your scooter or powered wheelchair recovered from anywhere within a 10 mile radius of your home – or holiday accommodation if you’re enjoying some leisurely time away. What’s more, if you can’t access the recovery vehicle we’ll cover the cost of a taxi to whisk you back home.

Discover a range of key benefits

Fish’s Mobility Scooter Insurance policy is designed to protect

Covers accidental damage, including fire and flood

Covers accidental damage, including fire and flood

Covers theft and vandalism

Covers theft and vandalism

Hire of a replacement scooter

Hire of a replacement scooter

Includes up to £2m public liability insurance for mobility scooter users

Includes up to £2m public liability insurance for mobility scooter users

Personal injury protection

Personal injury protection

Protects any mobility scooter user

Protects any mobility scooter user

Recovery costs to get you home in the event of a breakdown

Recovery costs to get you home in the event of a breakdown

Up to £2 million personal and attendant liability cover

Up to £2 million personal and attendant liability cover

For a quote call free on 0333 331 3770

Answers to some of the most popular
questions we get asked about our mobility scooter cover

  • Q1.

    Do I need a licence to ride a mobility scooter on the road?

    A.

    No. You do not need take a test nor have a driving license to use a mobility scooter. It is, though, a legal requirement that only disabled people may use Class 2 or Class 3 scooters (unless the user is conducting a sales demonstration). You do not need to be registered disabled but must have a physical disability, injury or medical condition which means you cannot, or have difficulty, walking.

  • Q2.

    Do I need insurance for a mobility scooter?

    A.

    The Department for Transport states that: “it is strongly advised that people take out insurance to cover personal safety, other people's safety and the value of the vehicle.” It is not at present a legal requirement.

  • Q3.

    Do I need to register my mobility scooter with the DVLA?

    A.

    Only Class 3 vehicles (with a maximum speed of 8mph) must be registered. The DVLA will then issue you with a “nil duty” (ie no road tax is payable) tax disc which you are legally required to display on your scooter.

  • Q4.

    Where can I get independent advice and information on using a mobility scooter?

    A.

    The Department for Transport has published a free booklet called Mobility scooters and powered wheelchairs on the road - some guidance for users. Click here to download it.

Talk to one of our experts

Get a little friendly help from our experienced team

0333 331 3770