Our comprehensive mobility scooter and powered wheelchair insurance offers real peace of mind.
Choose from two levels of cover.
We know just how important your mobility scooter or powered wheelchair is to your daily life, that’s why we have designed an insurance policy that not only gives you peace of mind but helps keeps you moving at home or abroad.
Up to £2m Public Liability cover
Accidental damage including fire and flood
Theft and vandalism
Get-you-home allowance in the event of loss or breakdown
Hire of replacement scooter
Our mobility Extra insurance is our enhanced policy which offers all the benefits above plus extended UK breakdown cover
Taxi fare home (up to 10 miles) if you're unable to access the recovery vehicle
Do I need a licence to ride a mobility scooter on the road?
No. You do not need take a test nor have a driving license to use a mobility scooter. It is, though, a legal requirement that only disabled people may use Class 2 or Class 3 scooters (unless the user is conducting a sales demonstration). You do not need to be registered disabled but must have a physical disability, injury or medical condition which means you cannot, or have difficulty, walking.
Do I need insurance for a mobility scooter?
The Department for Transport states that: “it is strongly advised that people take out insurance to cover personal safety, other people's safety and the value of the vehicle.” It is not at present a legal requirement to take out insurance on a mobility scooter.
Do I need to register my mobility scooter with the DVLA?
Only Class 3 vehicles (with a maximum speed of 8mph) must be registered. The DVLA will then issue you with a “nil duty” (ie no road tax is payable) tax disc which you are legally required to display on your mobility scooter.
Where can I get independent advice and information on using a mobility scooter?
The Department for Transport has published a free booklet called 'mobility scooters and powered wheelchairs on the road - some guidance for users.' Visit www.gov.uk to download it.
Our mobility scooter and powered wheelchair insurance policy has been designed to give you great value reassurance. We have used all the knowledge we have gained from over 40 years providing insurance cover for people with disabilities and limited mobility.
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0333 331 3770