Prosthetics & Orthotics
Insurance

Our insurance is designed to protect prostheses which are owned by the person using them. It will protect any artificial limbs which you have commissioned and paid for. We are unable to insure NHS prosthetics as, despite being fitted for your use, they remain the property and responsibility of the NHS. You should also be aware that if you lose or damage a specially designed NHS prosthetic it may be replaced with a more basic device.

Yes, our standard policy will insure any prosthetic valued at up to £55,000. If the value of your prosthetic or prostheses exceeds this sum, we may be able to provide you with bespoke insurance. You can take out multiple policies with discounts when you insure more than one device.

We insure prosthetic limbs valued up to £80,000, including: - strap and suction socket devices - above and below knee prostheses - above and below elbow prostheses - prosthetic legs, knees, arms, hands, fingers, elbows and ankle joints

Yes. This policy will cover artificial limbs and other prosthesis manufactured from silicone or PVC, regardless of how they are fitted.

Yes. One of the reasons for introducing this policy has been the technological advances which have improved the quality of prosthetic devices – and increased their cost. We can insure artificial limbs that make use of micro-processors, Bluetooth, gyroscopic sensors, and other technologies.

Yes. Our policy will insure orthotic devices such as foot, knee-ankle, and knee orthoses, limb and specialist prophylactic braces and spinal orthoses.