Powered Wheelchair Insurance

Specially designed insurance for powered wheelchairs that helps keep you moving, with cover available for powerchairs worth up to £40,000*. Find out more information about what’s covered below.

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*Cover available for powerchairs up to £40,000 when purchasing over the phone and £30,000 when purchasing online.

Powered Wheelchair Insurance from Fish Insurance

Our Powered Wheelchair cover is designed to meet the needs of those looking to insure their scooter against loss or damage and protect themselves against third-party liability claims.

With no age limit, our policies are designed to protect powered wheelchair users. Covering the basics such as accidental damage, third-party liability, and theft, as well as benefits you might not expect, like personal accident cover.

There’s even 24/7 breakdown recovery included on our Extra level policies, and the option to add puncture care for an additional cost to help you feel confident getting out and about.

Key benefits at a glance

We offer 3 levels of cover so you can choose the policy that meets your needs. The cover levels vary depending on the policy you choose. Our policies include:

  • Cover for powerchairs worth up to £40,000* including brands such as Permobil and Magic Mobility
  • No age limit
  • Any user cover
  • Liability cover, to protect you if you cause an accident or damage while using your powered wheelchair
  • Accidental damage, theft, and vandalism cover
  • Cost of hiring new equipment, should your powered wheelchair need to be repaired or replaced
  • New-for-old replacement for powered wheelchairs less than two years old for theft, and up to 3 years old for accidental damage. If you’re not the first owner of the wheelchair, claims will be settled on a market value basis instead.
  • Worldwide cover, including baggage handler cover
  • 24/7 breakdown recovery included with Extra level policy

*Cover available for powerchairs up to £40,000 when purchasing over the phone and £30,000 when purchasing online.
For limitations and exclusions, please refer to the Insurance Product Information Documents (IPIDs)

Why choose this cover

†Product available as optional add-on to a Powered Wheelchair Insurance policy, available at an additional cost.
††Breakdown Cover only available when purchasing Powered Wheelchair Extra policy.

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Warranty cover also available

Covers the cost of repairs including callout, labour charges and parts fitted including unforeseen mechanical or electrical breakdown

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Powered Wheelchair Insurance policy documents

You can find all our Powered Wheelchair Insurance policy documents here

View policy documents

Still got questions?

We’ve answered some of the queries you might have about our Powered Wheelchair Insurance