Basic Protect
Supporting people living independently

Specialist insurance for people who employ personal assistants (PAs) or carers to assist them to live in their own homes. Further details are provided below.

Get a quote

Basic Protect from Fish Insurance

Specialist insurance for people who employ personal assistants (PAs) or carers to assist them to live in their own homes.

Our cover provides protection in the event of a claim resulting from injuries and damage to people and property.
Our Basic Protect policy is available for just £67 a year**

This policy does not provide cover for carer redundancy or access to employment law and health & safety advice, if you require this please click here.

Key Benefits at a glance*

  • Up to £10million Employers’ Liability
    provides cover in the event that your carer makes a claim for compensation because of an injury or illness caused while they are delivering support duties to you. It doesn’t cover claims from a carer if they are named on the policy as the employer and/or for injury when the policyholder is not judged to be at fault.
  • Up to £5m Public Liability
    provides cover for bodily injury to other people or property belonging to others. It does not cover personal property damage or bodily injury to you.

*Limitations and exclusions apply, please refer to the Insurance Product Information Document (IPID) for more details.

Why choose this cover:

Basic Protect

Specialist Insurance or people who employ personal assistants (PAs) or carers

Get a quote

Are you a carer or PA?

If you’re a self-employed carer or PA looking for insurance to cover you individually, you will need our Carer & PA Insurance policy

Carers Insurance

Basic Protect Policy Documents

See all of our Basic Protect policy documents here

View policy documents

And we don’t stop there…

We’ve answered some of the questions you may have about our Basic Protect Insurance