If you suffer from seizures then finding effective and affordable travel insurance can be more difficult than for most people.
Seizures (also known as fits, convulsions or an attack) are most commonly caused by epilepsy, a disorder that affects electrical activity in the brain. When the transmission of electrical signals between the brain’s neurones are disrupted or issue in abnormally intense bursts, this causes seizures. Whilst the physical symptoms – involuntary and jerky movements – are the most apparent to external observers, they are not common to all forms of epileptic seizure with the conditional also able to affect emotions and memory.
Yes. If you have a seizure when you are abroad you’ll want to be sure you can benefit from any emergency medical treatment necessary without having to worry about the bills. If you do not declare you have epilepsy, or that you will be travelling with a child who has had febrile seizures, then should you later need make a claim your insurer may refuse it. If not asked to declare, check the policy covers previously diagnosed medical complaints.
No. You shouldn’t be refused cover but you might find an insurer will ask you to pay a higher premium than someone with a “clean bill of health” or that restrictions or exclusions are placed on your policy. As many mass market policies are not geared up for people with pre-existing medical conditions it’s worth your while getting a quote from a specialist like Fish which is experienced in this field. Such specialists may not be on price comparison sites.
Covers a wide range of pre-existing medical conditions
No age limit*
Single and annual multi-trip cover
24/7 emergency assistance
Covers emergency replacement of prescription medicines
Provides cover for a replacement carer
Protects mobility and disability equipment, providing replacement equipment in the event of a loss
Alternative accommodation cover
Friendly UK-based claims service and specialist medical assistance
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*Applies to Fish Plus One and Fish Plus Two policies only