If you have hydrocephalus, then, as you have been diagnosed with a pre-existing medical condition you can find it harder to get travel insurance.
Hydrocephalus is when pressure is placed upon the brain due to a build up a cerebrospinal fluid. This fluid should protect, feed and remove waste from the brain but if it is unable to flow well between ventricles and outside of the brain to drain through the spinal cord, it collects, creating pressure on the brain which can cause nausea, headaches, poor vision and cause walking difficulties. It may be congenital or acquired. Most babies with spina bifida have hydrocephalus.
Yes. Hydrocephalus is one of many pre-existing health conditions that insurers require people to declare when applying for travel insurance. A failure to declare your diagnosis could invalidate your insurance which would mean you would not be able to claim on your policy. Should you require emergency medical treatment you will then be required to meet what could be significant bills for your care and, if necessary, the cost of your medical repatriation to the UK.
No, but it might make it more difficult for you to get a cheap travel insurance quote. Because you have a pre-existing medical condition insurers may demand a higher premium and ay place certain restrictions on your cover. You will still be able to secure highly competitive travel insurance to cover hydrocephalus from company like Fish which specialises in sourcing cover for people with disabilities or health complaints.
Covers a wide range of pre-existing medical conditions
No age limit*
Single and annual multi-trip cover
24/7 emergency assistance
Covers emergency replacement of prescription medicines
Provides cover for a replacement carer
Protects mobility and disability equipment, providing replacement equipment in the event of a loss
Alternative accommodation cover
Friendly UK-based claims service and specialist medical assistance
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*Applies to Fish Plus One and Fish Plus Two policies only