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Powered Wheelchair Insurance

Specially designed insurance for powered wheelchairs that not only gives you peace of mind, but helps keeps you moving. Choose from three levels of cover:

From £87/year**

The same great
benefits of Standard,

  • 24/7 breakdown and emergency cover
  • Increased personal liability cover

Full cover details below

Get your quote

From £79/year

  • No age limit
  • No excess
  • Up to £2m liability cover
  • Accidental damage
  • Theft and vandalism
  • Replacement powerchair
  • No hidden fees/charges

Full cover details below

Get your quote

From £39/year*

  • No age limit
  • Up to £1m liability cover
  • Accidental damage
  • Theft and vandalism
  • Replacement powerchair
  • No hidden fees/charges

Full cover details below

Get your quote

*Lite Powered Wheelchair Insurance is available to purchase online only.
**£20 discount applies to 1 year Powered Wheelchair Extra Insurance online only, normally priced at £107. 100% of customers achieved this discounted price in 2018. Offer is available to purchase online and is applicable to new customers only. This offer is not to be used in conjunction with any other promotion or discounts. Offer ends 31/12/2021.

Why choose this cover?

Puncture care
Breakdown cover††
Third party liability
Personal accident

Covers the cost, including callout, of repairing a tyre puncture (can only be purchased in conjunction with a scooter and power chair insurance policy).


Extensive UK breakdown and accident assistance cover. This includes either recovery to your home, UK holiday accommodation or local repairer


Covers you in the event that you cause an accident or damage to someone else or their property.


Cover if you are injured as a result of an accident whilst using your powered wheelchair.

† Product available as optional add-on at an additional cost.
†† Breakdown Cover only available when purchasing Powered Wheelchair Extra policy.

And that's not all:

Policy highlights and cover

from £87/year**
from £79/year
from £39/year*
No age limit    
Excess £0   £0   £25
Any user cover    
Loss or theft Up to £10,000   Up to £7,000   Up to £3,000
Third party liability Up to £2m   Up to £2m   Up to £1m
Contingent liability of Attendants Up to £2m   Up to £2m   Up to £1m
Recovery costs to get you home Fish mobility rescue   Up to £100 per occurrence
and £200 per policy year
  Up to £100 per occurrence
and £200 per policy year
a) Fish mobility rescue breakdown cover   Not included   Not included
b) Holiday recovery costs Up to £100 per day
£200 per policy year
  Not included   Not included
New for old replacement    
Personal accident Up to £5,000   Up to £3,000   Up to £3,000
Personal effects Up to £300   Up to £200   Up to £200
Personal assault Up to £300   Up to £250   Up to £250
Manual wheelchair cover Up to £2,000   Up to £2,000   Up to £2,000
Worldwide cover (including baggage handler cover)
Excludes liability cover in North America & Canada
Up to 90 days   Up to 21 days   Up to 21 days
  Get your quote   Get your quote   Get your quote

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Get a free Powered Wheelchair Insurance quote on
0333 331 3770

Frequently asked questions about Powered Wheelchair Insurance

  • Q1.

    Does this policy cover accidental damage to my wheelchair?


    Yes. Fish’s electric wheelchair insurance covers accidental damage (including fire and flood), theft, and vandalism.

  • Q2.

    Does my power chair need to be stored at my address overnight?


    In order to be covered by your insurance, you must not leave your powered wheelchair out in the open overnight. It is sensible to keep your powered wheelchair in a locked and secured building at night to reduce the risk of any damage or theft occurring.

  • Q3.

    Is my powered wheelchair covered if I travel abroad?


    Yes. Our Standard policy gives you 21 days of worldwide cover, while our Extra policy gives you 90 days. Both policies include Baggage Handler Cover.

  • Q4.

    Am I covered for third party liability?


    Yes, our electric wheelchair insurance includes up to £2million Third Party Liability.

  • Q5.

    Do you give me the money to replace my wheelchair if it is stolen or cannot be repaired?


    Yes, you are covered for up to £7,000 on our Standard policy and up to £10,000 on our Extra policy.

  • Q6.

    Do I have to insure my powered wheelchair?


    It’s not a legal requirement to insure your wheelchair, but as they are expensive and often essential in helping you to stay independent, it’s a wise choice to make sure it is protected.

  • Q7.

    What happens if I break down? How will I get home?


    Our powered wheelchair policy will pay towards the cost of you and your wheelchair getting home following an accident or breakdown. Our Extra policy includes Fish Mobility Rescue, providing recovery to your home, holiday home, or a local repairer.

  • Q8.

    Who do I call if I need to make a claim?


    If you need to make a claim on your powered wheelchair insurance, please call 0800 012 6327 as soon as possible.

  • Q9.

    If someone else uses my wheelchair are they covered?


    Yes. The insurance policy covers the wheelchair and anyone who uses it with your permission.

  • Q10.

    Do you provide me with a temporary wheelchair whilst mine is being repaired?


    If your wheelchair is out of use for more than 7 days, we will cover the cost of hiring a replacement while it is being repaired.

Talk to one of our experts

Get a little friendly help from our experienced team

0333 331 3770

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