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Powered Wheelchair

Our powered wheelchair insurance policy has been created to help you live an independent life by keeping you on the move at home and abroad.

Powered Wheelchair Insurance from Fish Insurance

Our powered wheelchair insurance protects against theft, accidental damage and negligence claims related to your use of a powered wheelchair.

We have been offering insurance for electric wheelchairs for over 35 years, serving people with disabilities or mobility issues and provide you with the cover you need at a price you can afford.

To help you save time, hassle and money on your powered wheelchair insurance we also offer optional extended powered wheelchair warranties and two or three year policies.

Key benefits at a glance

Protects any driver

Covers accidental damage, including fire and flood

Covers theft and vandalism

Worldwide cover

Personal injury protection

New-for-old replacement

Get-you-home allowance

Up to £2 million personal and attendant liability cover

Online special offer – only £39

Answers to the most popular questions about our Powered Wheelchair cover

  • Q1.

    Does this policy cover accidental damage to my wheelchair?


    Yes. Fish’s electric wheelchair insurance covers accidental damage (including fire and flood), theft, and vandalism.

  • Q2.

    Does my power chair need to be stored at my address overnight?


    In order to be covered by your insurance, you must not leave your powered wheelchair out in the open overnight. It is sensible to keep your powered wheelchair in a locked and secured building at night to reduce the risk of any damage or theft occurring.

  • Q3.

    Is my powered wheelchair covered if I travel abroad?


    Yes. Our Standard policy gives you 21 days of worldwide cover, while our Extra policy gives you 90 days. Both policies include Baggage Handler Cover.

  • Q4.

    Am I covered for third party liability?


    Yes, our electric wheelchair insurance includes up to £2million Third Party Liability.

  • Q5.

    Do you give me the money to replace my wheelchair if it is stolen or cannot be repaired?


    Yes, you are covered for up to £7,000 on our Standard policy and up to £10,000 on our Extra policy.

  • Q6.

    Do I have to insure my powered wheelchair?


    It’s not a legal requirement to insure your wheelchair, but as they are expensive and often essential in helping you to stay independent, it’s a wise choice to make sure it is protected.

  • Q7.

    What happens if I break down? How will I get home?


    Our powered wheelchair policy will pay towards the cost of you and your wheelchair getting home following an accident or breakdown. Our Extra policy includes Fish Mobility Rescue, providing recovery to your home, holiday home, or a local repairer.

  • Q8.

    Who do I call if I need to make a claim?


    If you need to make a claim on your powered wheelchair insurance, please call 0800 012 6327 as soon as possible.

  • Q9.

    If someone else uses my wheelchair are they covered?


    Yes. The insurance policy covers the wheelchair and anyone who uses it with your permission.

  • Q10.

    Do you provide me with a temporary wheelchair whilst mine is being repaired?


    If your wheelchair is out of use for more than 7 days, we will cover the cost of hiring a replacement while it is being repaired.

†£40 discount applies to 1 year Mobility Scooter/Powerchair Standard Insurance only, normally priced at £79. Offer is available to purchase online and is applicable to new customers only. This offer is not to be used in conjunction with any other promotion or discounts. Offer ends 31/07/2017.

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0333 331 3770

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