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Mobility Scooter Insurance

Fish’s great value mobility scooter insurance is backed by over 35 years’ professional experience

Who Is this Policy for?

Disabled people or those with mobility issues who use mobility scooters or powered wheelchairs – particularly in public areas

Mobility scooter and powered wheelchair users who also have personal assistants or attendants

People who use mobility scooters or powered wheelchairs at home and/or when travelling abroad

Trusted by over 80,000 happy customers

For a quote call 0333 331 3812

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    this policy
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    'Extra' Cover
  • More about our mobility scooter policy

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    Fish’s great value mobility scooter insurance (and powered wheelchair insurance) is backed by over 35 years’ professional experience of serving disabled people and those with limited mobility. As a specialist in disability insurance we know just how important your mobility scooter is to your everyday life.

    That’s why we’ve designed a mobility insurance policy to help keep you and your scooter moving, whether at home here in the UK or when travelling further afield. It offers affordable insurance dedicated to protecting not just your mobility scooter, but you. It protects not only against accidental damage and theft, but negligence claims which may arise from use of your scooter. In addition, this policy provides you with a get-you-home allowance in the event of the loss or breakdown of your scooter.

    As well as insurance for mobility scooters we also provide great value mobility equipment insuranceClick here for more details of how to protect stairlifts, hoists and other mobility aids.

  • Why upgrade to 'Extra'?

    Learn more about our
    Mobility Extra Policy?

    Click here

    If you’re particularly worried about being left high and dry should your scooter suffer a breakdown or puncture then you might want to consider our new Mobility Extra policy. In addition to all the benefits you enjoy with our standard mobility scooter insurance, this also offers extended UK breakdown cover. This will ensure that you are rescued and your scooter or powered wheelchair recovered from anywhere within a 10 mile radius of your home – or holiday accommodation if you’re enjoying some leisurely time away. What’s more, if you can’t access the recovery vehicle we’ll cover the cost of a taxi to whisk you back home.

Discover a range of key benefits

Fish’s Mobility Scooter Insurance policy is designed to protect

Covers accidental damage, including fire and flood

Covers accidental damage, including fire and flood

Covers accidental damage, including fire and flood

Covers theft and vandalism

Covers theft and vandalism

Covers theft and vandalism

Hire of a replacement scooter

Hire of a replacement scooter

Hire of a replacement scooter

Includes up to £2m public liability insurance for mobility scooter users

Includes up to £2m public liability insurance for mobility scooter users

Includes up to £2m public liability insurance for mobility scooter users

Personal injury protection

Personal injury protection

Personal injury protection

Protects any mobility scooter user

Protects any mobility scooter user

Protects any mobility scooter user

Recovery costs to get you home in the event of a breakdown

Recovery costs to get you home in the event of a breakdown

Recovery costs to get you home in the event of a breakdown

Up to £2 million personal and attendant liability cover

Up to £2 million personal and attendant liability cover

Up to £2 million personal and attendant liability cover

For a quote call 0333 331 3812

Answers to some of the most popular
questions we get asked about our mobility scooter cover

  • Q1.

    Do you need a licence to ride a mobility scooter?

    A.

    No. You do not need take a test or have a driving license to use a mobility scooter. The law states that only disabled people may use Class 2 or Class 3 scooters (unless the user is conducting a sales demonstration). You do not need to be registered disabled, but must have a physical disability, injury or medical condition which means you cannot, or have difficulty, walking.

  • Q2.

    Do I need insurance for my mobility scooter?

    A.

    The Department for Transport states that: “it is strongly advised that people take out insurance to cover personal safety, other people's safety and the value of the vehicle.” It is not a legal requirement to take out insurance on a mobility scooter, but it can mean that you do not have to worry about your mobility scooter being damaged, stolen, or breaking down.

  • Q3.

    Do I need to register my mobility scooter with the DVLA?

    A.

    Only Class 3 vehicles (with a maximum speed of 8mph) must be registered with the DVLA. The DVLA will then issue you with a “nil duty” tax disc (meaning you don’t have to pay vehicle tax on the scooter) which you are legally required to display on your mobility scooter. You can order the forms needed to register your Class 3 scooter from the DVLA.

  • Q4.

    How much is mobility scooter insurance?

    A.

    Our prices start from just £39* per year. Mobility scooter insurance quotes depend on the type of mobility scooter you are insuring and the amount of coverage you require. It’s important to make sure you don’t automatically go for the cheapest mobility scooter insurance, but instead choose the correct amount of cover for your needs.

  • Q5.

    How do I make a claim if my mobility scooter breaks down?

    A.

    If you are covered by our mobility scooter insurance and your scooter breaks down, you can simply give us a call. All of our contact numbers can be found here. We have designed our mobility scooter breakdown cover to make sure that both you, and your vehicle are taken care of. We provide our Standard policy holders with a ‘get-you-home allowance’ to make sure you can get home safely in the event of a breakdown. Our Extra policy holders are eligible for Fish Mobility Rescue. The cost of hiring alternative equipment is also covered under both policies.

  • Q6.

    Who else can I put on my insurance? Is there any age limit on the policy?

    A.

    The insurance policy covers the mobility scooter, not you. You do not need to add people to your policy for the vehicle to be covered while they are using it, although their use of your vehicle must be with your permission. You must be over 18 to insure your mobility scooter with us, but there is no upper age limit.

  • Q7.

    Does my policy cover me if I'm on holiday abroad?

    A.

    Yes. Our standard policy covers you worldwide for up to 21 days so that you can take your mobility scooter on holiday with you. Our Extra policy covers you worldwide for up to 90 days whilst also covering holiday recovery costs! If you are travelling on a plane, we would advise contacting the airline in advance to ask what types of scooter are permitted for travel. Our mobility scooter insurance policy covers also includes Baggage Handler Cover.

  • Q8.

    Does my mobility scooter have to be insured at my own home?

    A.

    You can insure your mobility scooter either at your home, or at a UK holiday home.

  • Q9.

    Is my manual wheelchair covered by my mobility scooter insurance?

    A.

    Yes, manual wheelchair cover is provided with both our Standard and Extra policies.

  • Q10.

    Where can I get independent advice on using a mobility scooter?

    A.

    The Department for Transport has published a free booklet called 'mobility scooters and powered wheelchairs on the road - some guidance for users' which provides useful information. You can download the guide here.

Talk to one of our experts

Get a little friendly help from our experienced team

0333 331 3812

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