Looking for disabled travel insurance? Struggling to get insured? Don’t panic because our disabled travel insurance policy is designed specifically to protect people with disabilities
Finding good and affordable holiday insurance for disabled people can be a struggle. But don’t panic because our disabled travel insurance policy is designed specifically to protect people with disabilities of any age.
Compare our disabled travel insurance with standard policies and you’ll quickly see how it’s been designed with the needs of people with disabilities firmly in mind. You’ll see a range of benefits which demonstrate an understanding of what’s important and necessary to the lives of disabled people, especially when you’re away from home.
Covers a wide range of pre-existing medical conditions
No age limit*
Single and annual multi-trip cover
24/7 emergency assistance
Covers emergency replacement of prescription medicines
Provides cover for a replacement carer
Protects mobility and disability equipment, providing replacement equipment in the event of a loss
Alternative accommodation cover
Friendly UK-based claims service and specialist medical assistance
See all of our Disability Travel Insurance policy documents here
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Why do I need a travel insurance medical policy?
We are aware that many people with disabilities often struggle to find suitable or affordable travel insurance. As a result, many choose to travel without declaring their disability or purchasing insurance at all, putting their health at risk and raising the possibility of huge medical bills. It is the firm advice of the government and tour operators that you do not travel without suitable insurance in place. We aim to ensure you can follow that advice by providing affordable travel insurance for most disabilities.
What disabilities affect travel insurance?
You need to tell your insurer about any disabilities you may have. If you refuse to declare these conditions, and then need to make a claim as a result of them, your insurance could be invalid.
How much does travel insurance cost for people with disabilities?
This depends on several factors including what the disability is, where you are looking to travel, and how long the cover is for. Here at Fish, we specialise in insurance for people with disabilities and pre-existing medical conditions, so we will always try to get you the right cover for the right price.
I travel with a carer. What happens if they are taken ill?
As one of the UK’s leading and longest established disability insurance specialist, we understand how many people depend on the services or a professional assistant or carer. For this reason, our policy will cover you for the emergency replacement of a carer should they be unable to support you through illness, accident, or injury.
I need travel insurance for my disabled child. Will your policy cover them?
Our holiday insurance not only covers individuals, but can also cover children and families anywhere in the world.
What happens if I lose my prescription medication while travelling?
Our travel policy covers you for the emergency replacement of prescribed medication. Similarly, we will cover mobility and disability aids, including manual wheelchairs.
Is your travel insurance available for over 70s?
Yes, unlike many companies we can provide travel insurance for people of any age.
Do I need to take my policy documents with me on holiday?
You should take your Fish Insurance policy booklet with you whenever you travel. It contains full details of the policy cover, conditions and exclusions, together with contact details for our 24-hour medical emergency service. For convenience, we provide a one-sheet summary of things you need to know, including important contact details.
*Applies to Fish Plus One and Fish Plus Two policies only
Get a little friendly help from our travel insurance experts
0333 331 3761