| BASIC COVER | FULL COVER | |
| Section 1 | ||
| Employer's Liability | Limit £10 million | Limit £10 million |
| Indemnity to Principal | ![]() |
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| Public Liability | ![]() |
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| Section 2 | ||
| Personal Accident | ![]() |
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| Personal Accident of Employee | ![]() |
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| Errors and Omissions by Employee | ![]() |
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| Additional Expenses | ![]() |
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| Infidelity of Employee | ![]() |
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| Court or Tribunal Costs | ![]() |
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| Indemnity to Others | ![]() |
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| Section 3 | ||
| Court or Tribunal Legal Defence Fees | ![]() |
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| Court or Tribunal Awards and Compensation | ![]() |
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| 24 Hour Employment Law, Health and Safety and Tax & Advice Line | ![]() |
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| Access to Web Service | ![]() |
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| PREMIUM | £77.00* |
£135.00* |
*All premiums include IPT at the appropriate rate.
As an employer, you assume a wide range of legal responsibilities and liabilities, and two areas of
particular concern are employment law and health & safety issues. The full cover policy now includes
a 24 hour Employment Law, Health & Safety and Tax Advice Line and on-line access to template
employment stationery. In addition to this, cover is also provided for the cost of employment tribunal
defence fees, awards and, most importantly, compensation.
It is up to you to decide which cover is suitable for your own needs. However if you only have limited
experience as an employer, and do not have access to employment advice, then the Full cover
policy gives you the added protection and additional service.
Further details are provided in the downloadable pdf policy summary opposite. If you have any queries regarding the policy and its many additional benefits please call our team.