Social Care Providers
Social Care Providers Insurance
Social care providers, charities, advocates, care homes, agencies and many other working within the care sector can now benefit from Fish’s extensive specialist Insurance experience. Through Fish Corporate Insurance and the new Care Cover Plus policy we are putting our vast expertise at the disposal of those who support, advise and assist those requiring professional social care.
With Fish Insurance serving over 75,000 disabled policyholders, not only do we understand the needs of those you advise and care for, we understand the specialised nature of the services you provide and the challenges you face.
Who is Care Cover Plus for?
We’ve used the professional insight gained over more than three decades to develop a range of policies specifically designed to meet the specialist needs of:
- Agencies and introducers of employed and self-employed personal assistants
- Advocacy groups and service support providers
- Brokerage services
- Care agencies
- Care homes and consortia projects
- Charities
- Community centres
- Day centres for disabled children and adults
- Direct Payment support services
- Domiciliary care agencies
- Independent Living Centres
- Mental health support providers
- Nurseries
- Respite centres
- Voluntary care and counselling services
How can we help?
Our dedicated team of highly experienced commercial insurance specialists can offer a range of highly affordable, tailor-made policies to protect you against the specific risks your organisation faces. These include:
- Personal accident cover for all your staff and volunteers
- Loss or damage to office contents including computers and laptops which also benefit from breakdown cover
- Legal expenses
- Professional indemnity and Directors & Officers Liability
- – protects against claims arising from provision of voluntary advice, counselling, mediation and advocacy services by directors, trustees and staff
– includes public relations crisis management cover - Motor insurance for minibuses, vans and cars
- Comprehensive Combined Policy to include:
– Buildings and contents
– Loss of revenue following an insured event
– Employers’ liability
– Public & Product liability, including protection against claims from abuse and molestation
– Professional indemnity, including medical malpractice
– Goods in transit
– Money
Risk assessment service
Our extensive cover is backed by impressive value-added service benefits, which include care sector specific risk management advice and support, such as:
- Detailed guidance on best practice in health, safety and training
- One day free care and health consultancy
- Discounted access to independent risk consultancy if required
- Discounted Criminal Records Bureau (CRB) checking facility
For further information on Fish Corporate Insurance’s policies and services, click here.
Support For Social Care Providers
As one of the leading providers of insurance protection to people with disabilities, limited mobility and those seeking to benefit from social care reforms and enjoy independent living, Fish works with many charities and advocacy groups. We are pleased to offer our professional support and advice on a range of issues, including the legal liabilities of those using Direct Payments to employ their own personal assistants. If you work for a charity or advocacy group and need general advice on these liabilities please do not hesitate to contact us by clicking here or calling us free on 0500 432 141. We will also post updates here on issues which we are aware from your feedback are of general concern to the advocacy community and its clients.
Please remember that if your clients have taken full cover under our Independent Living Insurance Policy then they may access our specialist employment law helpline. They will find the number for this 24-hour service on their Schedule of Insurance.
Insurance for Charities, Advocacy Groups & Social Care Providers
Building upon our long experience in the disability and care insurance sector and the partnerships we have forged with social care professionals over many years, Fish Corporate Insurance provides a range of specialist commercial insurance services. Exploiting expertise and a partner-led, professional service Fish Corporate Insurance provide bespoke advice on a wide range of commercial risks. These include employers’ liability and public liability insurances, professional indemnity, office and commercial property.
New Scheme Lets Charity Members Enjoy Exclusive Insurance Discounts
A new affiliate scheme is enabling charities to offer members and supporters exclusive discounts on car insurance for disabled drivers.
The initiative offers a five percent members’ concession over and above the heavy discounts that Fish already offers to disabled drivers. With over 65,000 disabled policyholders we are one of the UK’s biggest disability insurance firms and our specialist knowledge, policies and relationships with underwriters mean we can already offer deep discounts which then offer even greater value through the exclusive 5% additional reduction.
The Spinal Injuries Association and Dystonia Society are the first charities to sign up to the newly launched scheme and be able to offer the additional discounts to members. Fish is now actively recruiting other charities and support groups and inviting them to take advantage of the affiliate sceme, pointing out that its operation is as simple as it is beneficial. Members and supporters need only quote a membership number of reference code issued by the charity to qualify.
“We’re delighted to be working in association with both the Spinal Injuries Association and Dystonia Society and to help it deliver more benefits to their members, “commented Fish’s sales and marketing director, Warren Dickson. “Members can now take advantage of an exclusive car insurance discounts, which has been specifically designed for disabled drivers. Not only does t it include benefits such as protection for wheelchairs in transit and a mobility allowance, but also that our premiums reflect the lower risk that we know disabled drivers represent. That in turn is reflected in premiums which can be significantly lower than those demanded by non-specialist insurance firms.”
For more information on how your charity or support group could benefit the scheme please email your contact details by clicking here.
