As a leading provider of insurance policies protecting wheelchairs, scooters, WAVS (wheelchair accessible vehicles) and other mobility aids, Fish enjoys a natural affinity with the UK’s mobility product manufacturers and retailers. We work in partnership with dealers to ensure their customers enjoy the best possible cover at the best possible price.
Our specialist, boutique commercial insurance arm, Fish Corporate Insurance also provides mobility retailers and WAV dealers with access to highly personalised, affordable and effective insurance solutions. A combination of Fish’s impressive trading pedigree, market knowledge coupled with a commitment to the highest levels of personal service ensure businesses receive the protection they need and the value they demand.
Mobility Plus
The new and exclusive Mobility Plus retailers’ policy draws upon true understanding of the market gained from Fish’s 35 years of working with mobility aid and equipment specialists. Thanks to that long and highly pertinent trading pedigree, not only do we understand your business, we understand your customers, with over 75,000 people with disabilities or limited mobility – your clients – trusting us to protect them.
Now, through Fish Corporate Insurance, we can offer you insurance specifically designed to service the mobility retailer – and backed by equally authoritative and attentive service. Mobility Plus offers not just all the protection you would expect from a business insurance policy, but cover unique to your business, such as liability arising from the hire/loan of a mobility scooter or wheelchair.
Key benefits
- ‘All Risks’ cover protects your buildings contents and stock, goods in transit
- Legal liabilities, loss of income, money, equipment breakdown (including computers), and business legal expenses
- Defective workmanship
- Theft of stock and hirers’ equipment
- Liability arising from hire or loan of scooter/wheelchair and related equipment
- Up to £2m efficacy indemnity
- Demonstration cover
- Fidelity Guarantee
- Easy payment options
- Direct claims reporting to dedicated Loss Adjusters
- Impressively competitive rates
Our extensive cover also automatically includes:
- Employers’ Liability
- Public Liability including cover for:-
- Vendors’ indemnity
- Demonstrations
- Loss of Income
Mobility Plus additions
You can also choose to extend your policy by adding any of these valuable extensions:
- Denial of access to your premises
- Damage at your suppliers’ premises
- Enforced closure by a notifiable infectious disease
- Accidental failure of telecommunications or utilities
- Business Legal Expenses – Up to £100,000 for your legal costs and expenses issues such as:
- Defence of Employment Disputes and payment of Compensation Awards
- Representation for tax investigations and VAT assessments
- Property disputes
- Equipment Breakdown, including boilers, lifts, air-conditioning, computers and office equipment
- Loss of Money – on your premises during business hours, in transit or in a Bank Night Safe.